ASPCA Pet Health Insurance
vs. AKC Pet Healthcare Plan

Most pet insurance plans cover accidents and illnesses, but do you also want other types of coverage for your pet? AKC Pet Healthcare Plan does not have coverage available for hereditary and congenital conditions, alternative therapies or behavioral issues.

Example Monthly Cost*
ASPCA Pet Health Insurance AKC Pet Healthcare Plan
Level 2:
$32.22
Essential Plus:
$59.83

* Based on mixed breed dog under age 1 in zip 11215 as of 4/17/14; using reasonably comparable plans, including co-insurance and deductible amounts where available.

With ASPCA Pet Health Insurance plans, we have 4 levels of coverage that offer all of these options, so it’s easy to find the right plan for your needs.

There's also no limit to the number of accidents or illnesses we'll cover each year or over a pet's lifetime. Considering many of our customers who file a claim wind up filing three or more in a year,+ this can make a big difference.

View a claim example to see how this works.

  ASPCA Pet Health Insurance AKC Pet Healthcare Plan
Reimbursement Choice of 90%, 80% or 70% of
usual and customary covered costs
90% or 80% of reasonable and
customary charges, depending on plan
Type of Deductible Annual Incident or annual,
depending on plan
Illness Waiting Period 30 Days 30 Days
Accident Waiting Period None 5 Days
Hereditary and Congenital Coverage Both hereditary and congenital conditions are covered on two plans. Dogs 12 and under and cats 14 and under at initial enrollment are eligible for this coverage. Not Available
Alternative Therapy Coverage Available. Coverage includes chiropractic care, acupuncture, physical therapy, rehabilitative care, hydrotherapy and low-level laser therapy. Not Available
Behavioral Coverage Available. Coverage includes consultations, diagnostics and prescriptions. Included, according to the
terms of the base plan
Coverage for Chronic Conditions All levels come with Continuing Care to cover chronic conditions for eligible pets. Covered on Lifetime plans or as optional coverage package with hereditary coverage for $20 or $50 per month
Multiple Pet Discount 10% for each additional pet 5% for each pet when insuring two or more
Age Limits for Illness Coverage Enrollment
This is the age at which illness coverage is no longer available for new enrollments. Typically, a pet's plan won't be cancelled because of age.
Dogs: 13
Cats: 15
Dogs: 9
Cats: 9
Accident-Only Plan Available for All Pets Yes Yes
Wellness Coverage Available Available
Money Back Guarantee 30 Days 30 days
Experience The agency that provides ASPCA Pet Health Insurance was founded in 1997. The company that offers AKC Pet Healthcare Plan started selling plans in the US in 2003.
Better Business Bureau Rating A+ A+

Make the best decision for your pet today! Get a free quote now for ASPCA Pet Health Insurance.


+Internal claims data, Jan. 2010-Dec. 2012  

Comparison information is provided using publicly available information as of 10/28/13 and is only meant to summarize program features, not a specific plan. Review each provider's plan terms for more details. The descriptions of other providers' plans were not provided by that company. If you have questions about other plans, please contact an agent of that company. It is our intention to provide fair and accurate comparison information. Although we attempt to keep information up to date, it may change from time to time. If you are aware of any inaccuracies or changes in the information provided, let us know by emailing socialmedia@hartvillegroup.com or mailing Marketing Department 3840 Greentree Avenue SW, Canton, Ohio 44706.