Every pet owner should think about health insurance for their animals. They get sick just like we do, and they need doctors just like us.
Jessica V., Tampa, FL
I wish I had ASPCA Pet Health Insurance two years ago. My dog suffered a ruptured gall bladder and had emergency surgery. Sadly, because of her age and overwhelming infection from the rupture, she had to be put down after three agonizing days of trying to fight the infection.
I spent about $5,500—all out of pocket—trying to save her life. It took me almost a year and a half to pay off all of the credit card debt from these expenses. If I had insured her ahead of time, I would have received some financial assistance.
Now my Beagle, Rip, is insured through ASPCA Pet Health Insurance. Just this fall I spent about $1,800 when she was diagnosed with Addison's. The veterinary bills were very costly, but I was reimbursed a significant portion.
Every pet owner should think about health insurance for their animals. They get sick just like we do, and they need doctors just like us. Insurance is a good investment, and it makes you feel good to know you can afford to take care of your animals.
We love her and wouldn't dream of not treating her, so thank goodness we have ASPCA Pet Health Insurance.
Melinda L - Minneapolis, MN
I admit I was skeptical about continuing health insurance coverage for my two cats, who seemed to be 110% healthy. But then one weekend Bailey couldn't breathe.
We rushed her to the vet on a Sunday (expensive), had her stay overnight (expensive), then followed up with a visit to a cat cardiologist (expensive). They found that she had hypertropic cardiomyopathy, or severe heart disease. It's treatable but requires several medications to be administered two times a day.
We love her and wouldn't dream of not treating her, so thank goodness we have ASPCA Pet Health Insurance, which has put a substantial dent in the medical bills. Having pet insurance took a lot of the financial worry off of us.
Two weeks later a check arrived—we didn't even expect a response that fast!
Ron and Joanne A. - Golden, CO
Our Collie Mix, Maggie, has been a member of our family for more than 12 years. We rescued her when she was just 6-months-old.
A few years ago, a friend of ours had a beautiful yellow Lab whose hip problems were corrected by surgery and a long recuperation. The bills wound up costing thousands of dollars without pet insurance. Because of her experience, we enrolled Maggie in ASPCA Pet Health Insurance, since we had financially supported the ASPCA for many years.
This past summer our Maggie was diagnosed with canine diabetes. The exams, ultrasounds, blood work, and other treatments came to well over $3,000 by the time she was stabilized. We collected all of our bills, made copies, and sent in the form. Two weeks later a check arrived—we didn't even expect a response that fast! We have been very satisfied with the company and its professionalism. Please consider pet insurance for your beloved companions. You never know when you will need it.
I have never seen this kind of personal empathy by a large company.
Lucille J. - Savannah, GA
One day I took my 9-year-old Bichon, Harry, to the veterinarian for his annual exam. Harry had been healthy and shown no signs of illness other than the usual aches and pains we all feel as we get older.
While at the vet, I picked up a pamphlet for ASPCA Pet Health Insurance. For some reason, even though Harry had just gotten a clean bill of health, I decided to sign up for this insurance—just in case, God forbid. I called the number on the pamphlet and was greeted by a friendly representative who answered all of my questions.
Almost two months after my plan started, I noticed that Harry was favoring his right front paw. Two days later, he couldn't bare weight on the paw, and his back right paw was unstable too. I took him back to the vet, who told me to go to the emergency clinic and get an MRI. I was terrified! Harry was my baby! I called ASPCA Pet Health Insurance, and the women I spoke with were incredibly compassionate. They went over my coverage with me so I knew what to expect.
The second veterinarian ran a series of tests and sadly told me that Harry had a tumor on his spine at his neck. He also had some other problems making him, as the vet said, "one sick little boy." I suddenly had to make a heartbreaking decision for my beloved pooch, who I had only recently thought was perfectly healthy. I decided to spare Harry the inevitable painful death he was headed toward.
The folks at the insurance company stood by their word and reimbursed 80% of my more than $1,000 in vet bills.* Not only did a couple of the representatives actually cry along with me over the phone, but I was also sent a sympathy card personally signed with some words of comfort by staff members. I have never seen this kind of personal empathy by a large company.
On a happier note, two months ago, I was blessed to find a 5-year-old Cocker Spaniel who needed a home. I wasted no time signing him up for his insurance. No one should ever have to make a decision about treating a loved one (human or furry) just based on the cost of treatment.
Thank you to all at ASPCA Pet Health Insurance. I tell every pet owner I know about you!
I would never choose any other organization to protect Roxy.
Matthew K. – Wilmington, NC
Words can't express how grateful I've been to ASPCA Pet Health Insurance. I adopted my black
lab mix, Roxy, from a shelter 3 1/2 years ago as a rescue dog to save her from abuse and neglect.
Many surgeries and vet appointments later, pet health insurance has been there to help us out with
the medical bills. I tell everyone I meet how necessary and beneficial pet insurance is. It offers
security knowing your pet will be cared for in case of a health issue.
Roxy is a huge part of our family, and insuring her is absolutely essential for her well being.
Thanks again for all that your organization does in rescuing and caring for pets across the country!*
Your pet insurance is by far the most comprehensive. I would never choose any other organization to protect Roxy.
Roxy wanted me to enclose this picture to say thank you for everything you've done to help her and her
family out over the past couple years.
The bonus advice about how to maximize the value of my plan made me realize that this is a company that truly cares about their customers.
Sasha W. - Petersburg, VA
I recently called ASPCA Pet Health Insurance to find out my dog Bella's insurance number so I could download a form and submit a claim. I was greeted promptly—not by a recorded message shuffling me through a revolving door of options—but by an incredibly knowledgeable, friendly, and helpful customer service representative.
Not only did she tell me Bella's insurance number, but she offered to create an online account for me so I could download the necessary forms immediately! The representative stayed on the line with me just to make sure I received confirmation of the online account, which I did.
It didn't stop there! Before I hung up the phone, she reminded me of a couple basic services that were included in my plan that I had not been using. I was speechless. I can't remember the last time I encountered a customer service representative who offered to make my life easier, actually did what they said they would do and then followed up!
The bonus advice about how to maximize the value of my plan made me realize that this is a company that truly cares about their customers. I highly recommend ASPCA Pet Health Insurance.
Having ASPCA Pet Health Insurance made those decisions easier and because of it, after only three days, my dog is well and happy—and so am I.
Katie R. - Austin, TX
When my older dog Max became very sick for unknown reasons, I took him to my local veterinarian. I was immediately faced with decisions about some very costly procedures. I was unsure how the treatments would turn out, but I was sure that if I did nothing I was going to lose Max.
Having ASPCA Pet Health Insurance made those decisions easier and because of it, after only three days, my dog is well and happy—and so am I.
I have shared my story with friends, and each time I get choked up. I am so appreciative of ASPCA Pet Health Insurance.
The bill for this emergency was $4,750! ASPCA Pet Health Insurance paid a large chunk of this completely unexpected expense, which was great!
Jasmine R., Monterrey, CA
My puppy, Gracie, ended up in the doggie ER after eating sand. The first time we took her swimming at a nearby beach she must have eaten some of it while playing. But none of us saw her do it, so we put her in the car and headed home.
About halfway there she began vomiting and drooling nonstop. We got her out of the car at a rest stop, but she just kept throwing up. I called my veterinarian, who told me to get her to an emergency hospital right away.
We rushed to the closest hospital. After one X-ray, we were shown a pocket of granules in her stomach that turned out to be sand. She was given fluids for dehydration but otherwise was better the next day.
The bill for this emergency was $4,750! ASPCA Pet Health Insurance paid a large chunk of this completely unexpected expense, which was great!
The insurance after the deductible covered 75% of her care, and just a couple months later she is back to her spunky self.
Steve M. - Baton Rouge, LA
I am so happy with my choice to purchase ASPCA Pet Health Insurance for my dogs. It has been the best choice, and I've told several pet lovers I know about it.
My sweet little Silky Terrier, Nibby, was being her playful self when she jumped off the couch one day. The next thing I knew, she was clearly in pain and could barely get around.
The insurance after the deductible covered 75% of her care, and just a couple months later she is back to her spunky self, running around and barking at everything that moves.
Thank you from her loving owners, and an even bigger thanks from Nibby, who got so much help from ASPCA Pet Health Insurance!
ASPCA Pet Health Insurance reimbursed us for a good portion of that cost, relieving us of the financial burden it would have been.
Betty J. - Lincoln, NE
When we first got our little Miniature Schnauzer, Chelsea, we wanted to make sure that if anything ever happened to her, we wouldn't have to make the choice between going broke to keep her alive or putting her down. Since she is treated as a part of the family, it only made sense to insure her as we would everyone else in the family.
One night when we got home, we saw that the sutures from her recent spaying surgery had busted open. She had a gaping hole in her abdomen, leaving her intestines exposed. We rushed her to the nearest emergency clinic where they kept her overnight to clean and re-close the wound.
They took great care of her, but the cost was through the roof! ASPCA Pet Health Insurance reimbursed us for a good portion of that cost, relieving us of the financial burden it would have been. ASPCA Pet Health Insurance gives pet owners a sense of security, and helps pets get the attention they need and deserve. I recommend it to every pet owner I know.
The organization is staffed with caring, competent people. Filing claims is easy and efficient, and the cost is very reasonable.
Patsy and George F. - Harrisburg, PA
ASPCA Pet Health Insurance was extremely helpful throughout the medical treatment for our beloved dog, Winston. Our adorable Westie developed cancer at age 11. Winston and our Mixed-breed Olive had been like children to me and my husband.
Our pet insurance allowed us to go ahead with chemotherapy treatments for Winston, putting him in remission for several months, and allowing us to spend more quality time with him than we expected.
Sadly, Winston passed away at the beginning of December. But we are content in knowing we did everything we could to make him comfortable and give him the best quality of life possible. We received a thoughtful condolence note after Winston's passing that was much appreciated.
I recommend ASPCA Pet Health Insurance to all of my friends. The organization is staffed with caring, competent people. Filing claims is easy and efficient, and the cost is very reasonable. Having pet health insurance eliminates an additional worry when your best friend is ill or injured.
ASPCA Pet Health Insurance helped us immensely with our $2,000-plus medical bill, and we still have our loving dog with us.
Violet M. - Sioux Falls, SD
My husband and I retired a year ago and, like many other people, our monthly income has been drastically reduced. Our 9-year-old dog, Alexey, had been very healthy with the exception of allergies. I had friends who had put their dog down when he needed medical treatment that they couldn't afford.
I told this story to our veterinarian, who suggested I look into ASPCA Pet Health Insurance. I did and decided to try it. What a great decision! We have used the insurance twice and have been extremely pleased, especially the second time when Alexey required surgery. ASPCA Pet Health Insurance helped us immensely with our $2,000-plus medical bill, and we still have our loving dog with us. Thank you ASPCA!
ASPCA Pet Health Insurance is the reason my pet cat, Davis, is alive today.
Judith V. - Sharpsburg, MD
ASPCA Pet Health Insurance is the reason my pet cat, Davis, is alive today. I never could have afforded the tests and treatments that have kept him happy and healthy.
He recently had a case of an inflamed bowel that could easily have been misdiagnosed as cancer without the tests performed and the expertise of our veterinarian. In the current recession, I have been laid off, and this insurance has been a Godsend.
I am very happy with ASPCA Pet Health Insurance. I've told several people about it.
Caryn B. - Mount Kisco, NY
We have two pets insured with you – an older cat and a dog who was unable to be covered by regular insurance because he had a pre-existing condition. Nobody wanted to touch him, but your insurance had an option for accident only
Last March, my dog, who is 110 lbs. big, was playing upstairs and broke his leg in a million pieces. So we took him to the vet, and needless to say it was a very expensive broken leg. It was like $4,600, which is a big chunk of money! We had my vet give all of the forms and all of the paperwork associated with his care, and submitted it. Then there was all of the after care, which was another $700. I packaged that up and mailed that in and I got more money back on that too so I was really pleased.
I am very happy with ASPCA Pet Health Insurance. I've told several people about it.
If not for our pet insurance we would be hard pressed to take care of our little girl as the bills can really add up for this type of condition.
Samuel F. - Spokane, WA
We have a lovely and delicious cat named Bootsie. She stopped eating one day, and we were so worried. It turned out that she had a urinary tract infection and some renal problems.
She stayed at the hospital for two nights on fluids. Now I have to inject her daily with fluids and give her drops and pepsid pills. If not for our pet insurance we would be hard pressed to take care of our little girl as the bills can really add up for this type of condition.
Thank goodness for ASPCA Pet Health Insurance! Those reimbursement checks are a godsend!
I would highly recommend insuring your pet.
Barbara P. - Cedar Grove, NJ
I had been thinking about getting pet insurance for some time. I have 2 dogs and the cost of veterinary care has gone up tremendously, so I decided, it was worth trying out.
Lucky for all of us I did. A month after signing up both my dogs, they decided to help themselves
to an unopened large box of chocolate covered liqueurs.
They had more than 5 times the amount safe for dogs. Fortunately, I came home as they were
in the act, as getting treatment as soon as possible was critical. After rushing them to the
doctor, and then having to transport them for an overnight stay at the emergency clinic for
more treatment, I don't have to tell you how astronomical the fees were for both dogs.
I was so thankful for these amazing doctors who saved their young lives. And, then I was thankful
that I had made the choice to insure them. I was pleased with the money I have gotten back and the
insurance has paid it self over and over already, with just this one incident.
I think all animals should be insured, so that they can be treated when needed,
and some of that burden can be taken off the owners, knowing there is some financial help on
the way. I would highly recommend
insuring your pet.
The costs for Ricky's care were indeed extraordinary, but the people from ASPCA Pet Health Insurance were quick and responsive.
Katie G. - Jackson, MS
We bought pet insurance through ASPCA Pet Health Insurance for our 15-year-old cat, Ricky, only last summer. Ricky had been a very healthy and happy cat throughout his life, and he brought so much love to our family.
In October, Ricky suddenly began losing weight, and his blood tests indicated liver problems. Our veterinarian suggested we visit an animal specialty clinic that could perform a liver ultrasound and biopsy. The estimated costs for these procedures were extraordinary, and we became concerned about the financial toll this could take on our family.
We went ahead when our veterinarian told us Ricky might have a treatable form of cancer. Unfortunately, Ricky's cancer was incurable. He died at home on Dec. 4, but he was surrounded by the people and other cats who loved him.
The costs for Ricky's care were indeed extraordinary, but the people from ASPCA Pet Health Insurance were quick and responsive. Each veterinary bill was covered without question. The customer care people were empathetic and kind. I am so happy that we chose to insure the health of our cats with ASPCA Pet Health Insurance, and I would highly recommend that other pet owners do the same for their pets.
