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6 Misconceptions About Pet Insurance
#1 “I don’t need pet insurance.”
Your pet can get hurt or sick anytime, and veterinary bills can add up fast. The costs of good veterinary care are also going up. In fact, US pet parents spent more than $13 billion on veterinary care in 2012, up nearly 50% from 2006!* Pet insurance can help you manage these costs and avoid a tough financial decision about your pet's health.
#2 “Pet insurance is too expensive.”
With our 4 increasing levels of coverage, you can pick the plan that fits your
needs. Plus, you can customize our plans for your budget with deductible and
co-insurance options. Find out how affordable it can be to protect your pet with a
free quote now.
#3 “I can't go to the veterinarian of my choice.”
We wouldn’t want you to have to leave your trusted veterinarian or limit your
choice of providers. With our plans, you can visit any licensed veterinarian in
the US or Canada, even specialists and emergency care doctors. There’s no
pre-authorization or referrals required, and the veterinarian doesn’t have to
sign the claim form.
#4 “It’s complicated to get reimbursed.”
ASPCA Pet Health Insurance is easy to use. Just fill out a one-page claim form
and fax, mail, or email it to us with your receipts. You can download forms
easily at our website. Then you’ll get reimbursed 90% of usual and customary
covered costs after a low $100 annual deductible. Our turnaround time for claims
is typically about two weeks, and you can track the status of your claims online
#5 “I can't get coverage for wellness care.”
We know how important wellness care is to keep your pet happy and healthy, so we
have two choices to cover these treatments that you can add to any plan for a low cost. Our
Routine Wellness option includes standard vaccines, spaying or neutering, and an
annual exam. Advanced Wellness includes an annual dental cleaning, additional
vaccines, flea and heartworm medication and more. Explore our coverage.
#6 “I can’t get insurance because my pet is too old or has a health condition.”
Our Level 1 accident coverage is available for all dogs and cats over 8 weeks old regardless of age or health. And once your pet is enrolled in any of our levels, we’ll never cancel coverage because of age or health. See what options are available for your pet with an instant quote.