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Why Do I Need Pet Insurance?

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Pet insurance can help you pay for your pet's veterinary care. But do you really need it? Here are some great reasons to cover that special member of your family.

Prepare for the Unexpected

No one wants to think about a beloved pet getting hurt or sick, but it can happen when you least expect it. Pets are typically curious, active and sometimes fearless, so it's difficult to protect them from harm all the time. Even indoor pets can eat something they shouldn’t or fall and injure themselves. And, like people, pets can get sick with all sorts of illnesses, from ear infections to cancer.

Fortunately, there are more lifesaving treatments available for pets than ever before. However, as veterinary care advances, it’s also becoming more expensive. In fact, US pet parents spent more than $13 billion on veterinary care in 2010—up 40% from 2006!*

That's where pet insurance comes in. ASPCA Pet Health Insurance can help you afford the quality veterinary care your pet needs. And you’re free to visit any licensed veterinarian in the US or Canada--even specialists and emergency clinics. After all, you have enough to worry about when your pet is hurt or sick than how you're going to pay the bills.

Pet Insurance Vs. Savings

Saving is a great idea, but it may not be enough to prepare for your pet’s veterinary expenses. Even if you stick to a savings plan, you may not have time to save enough money before an unexpected injury or illness happens. No one can pick the timing of injuries or illnesses. Plus, one costly incident could quickly drain your savings.

ASPCA Pet Health Insurance plans reimburse you 90% of usual and customary covered charges after a low $100 annual deductible per pet. That can be a huge help when you're looking at hundreds or even thousands of dollars in veterinary bills. And if your pet faces multiple incidents, our pet insurance is ready to help you each time up to the full benefit limit.

Help Paying for Wellness Care

Routine preventive treatments, such as vaccinations and dental cleanings, can help your pet live a long and healthy life – and wellness coverage can help you pay for them. Knowing you'll get reimbursed for your pet’s wellness care may even motivate you to make those important appointments.

ASPCA Pet Health Insurance has two choices for wellness care that can be added at a low cost, so you can choose the one that works best for you. Routine Wellness covers standard vaccines, spaying or neutering, an annual check-up and more. Advanced Wellness adds coverage for treatments like additional vaccines, flea and heartworm medication and an annual dental cleaning.

To learn more, explore your options with an instant quote now.