How do employees benefit?

  • 90% reimbursement of usual and customary covered charges.
  • Choice of ANY licensed veterinarian in the US or Canada.
  • Easy claim filing and online tracking.
  • Continued coverage even if they change jobs.

Why Choose Us?

ASPCA Pet Health Insurance plans have a number of advantages, including well-designed coverage, excellent customer service and more. Read more about how to evaluate all the pet insurance options available.

1. Group discount

Your company may be eligible to receive a group discount on ASPCA Pet Health Insurance, which will help your employees save 5% on the base plan premium for every pet they insure. That’s in addition to our 10% discount for multiple pets.+

2. Easy Implementation

You can decide how to make ASPCA Pet Health Insurance available – as a voluntary benefit (with payroll deduction available for companies with more than 500 employees) or as part of an existing discount program. There are no set-up fees or administrative costs. Plus, our pet insurance sales and service team is available to field any questions.
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3. Experience and Stability

We’re one of the largest and oldest pet insurance providers in the US, and we have an A+ rating from the Better Business Bureau (2011). Plus, as the ASPCA®’s only strategic partner for pet insurance, the Hartville Group is committed to offering the best protection and service possible.

4. Method for Reimbursements

ASPCA Pet Health Insurance plans reimburse 90% of usual and customary covered charges from the actual veterinary bill. Our reimbursements aren’t limited by a benefit schedule, which pays a fixed amount per diagnosis, regardless of the treatments a pet needs. We also don’t exclude the veterinarian’s exam fee. Since more than 60% of claims include this fee, this can have a big impact on your employees’ payouts.*

5. Choice of Coverage

We have 4 increasing levels of coverage, so pet parents can pick one that fits their needs. Plus, they can customize our plans for their budget with deductible and co-insurance options. Pet parents can cover their pets for accidents, illnesses, wellness care and more!

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*Internal claims data, Aug. 2010-July 2011
+Applies to the base plan premium, excluding Level 1