A Pet Parent Asks:
I am thinking about upgrading my policy from a Level 3 to a Level 4. What additional benefits can I expect?

ASPCA Pet Health Insurance Answers:
Similar to Level 3, Level 4 covers treatments for accidents, illness and essential wellness care, such as:
•  Prescription medications
•  Diagnostic procedures
•  Lab tests
•  X-rays
•  Surgery
•  Hospitalization
•  Spaying / neutering
•  Annual physical exam
•  Coronavirus vaccine
•  Rabies vaccine
•  Canine and feline distemper combo vaccine
•  Fecal test
•  Heartworm test

Level 4 then adds deluxe wellness care, which covers many more preventive treatments. Some of the additional items include:
•  Boosters for puppies and kittens
•  Lyme and Bordetella (kennel cough) vaccines
•  Feline infectious peritonitis vaccine
•  Feline Leukemia vaccines and test
•  Flea and heartworm preventive medication

Another big benefit of Level 4 is coverage for an annual dental cleaning. This is really helpful because preventive dental care is so important. In fact, the American Veterinary Dental Society estimates that 80% of dogs and 70% of cats show signs of oral disease by age 3.

Learn more about all of our levels.

Pet Parent Q&A is a regular column that answers customer questions in an effort to educate others. This is not a forum to receive responses to specific inquiries. Please call Customer Service at 1-866-204-6764 or email cservice@aspcapetinsurance.com for immediate assistance.


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Hartville Group News & Info


As we’re dedicated to making a difference for pets, we want to keep you informed about pet health topics and your ASPCA Pet Health Insurance plan. Our blog will provide you with fresh, interesting and informative topics—from pet health tips and customer stories, to the latest industry news and a Pet Parent Q&A column. Most of all, we encourage you to share comments and join the discussion!

Meet the Author

Julia H.

Social Media Coordinator

Pet Parent to:

Lucy, an 8-year-old rescued Golden Retriever/Chow Chow mix

Blog Guidelines

While we’ll strive to present all viewpoints on this blog, comments will be reviewed before posting. Offensive or inappropriate language, off-topic remarks and comments containing personal policy information will not be featured.

Also, conditions discussed in this blog aren’t necessarily covered by every ASPCA Pet Health Insurance plan. For full coverage terms, conditions and exclusions, please refer to your plan.

As always, if you have a question about your plan, call us at 1-866-204-6764.

*Note: While these testimonials may include examples of recent claims payouts, reimbursement is subject to the terms and conditions of your plan. Identifying information has been changed.