Affordable pet insurance options you can trust.

Get a free quote to help protect your pet.

Dog insurance

Dogs are curious, playful and perky—and those traits we love can also lead to injuries. Our dog insurance helps you give your pup the best care possible.

More about dog insurance

Cat insurance

We know cats’ health needs are as individual as they are. That’s why so many cat parents turn to ASPCA Pet Health Insurance for the best feline coverage.

More about cat insurance

Our plans are designed to give you the coverage you need at the right price.

  • pet insurance accident coverage

    Injuries

    All of our plans cover accidents, such as broken bones, swallowed objects, car accidents and bite wounds.

  • pet insurance illness coverage

    Illnesses

    Our most popular plan includes well-rounded coverage for illnesses, from ear infections and stomach issues to cancer.

  • pet insurance wellness coverage

    Wellness

    Add wellness coverage to any plan for as little as $10 a month to cover your pet’s annual exams, core vaccines and more!

Interested in more types of coverage? See all of your options with a free quote!

  • customize your pet insurance plan

    Payouts Up To 90%

    Our plans reimburse 90% of usual and customary covered costs. You can also select other amounts to customize your premium.

  • customize your pet insurance plan

    Affordable Plan Options

    Cover your pet for accidents, illnesses, wellness care, hereditary and congenital conditions, alternative therapies and more!

  • customize your pet insurance plan

    Low Annual Deductible

    We only have a low deductible per year—not per incident. Deductibles for every accident and illness can really add up!

  • customize your pet insurance plan

    Visit Any Vet

    No networks or referrals! Visit any licensed vet in the US or Canada, even emergency clinics and specialists.

  • customize your pet insurance plan

    Get Cash Back, Fast

    Sign up for direct deposit to get your claim payments even faster—saving you time and a trip to the bank.

  • customize your pet insurance plan

    30 Day Guarantee

    Try us today! If you change your mind, you can get a full refund within 30 days if no claims are covered.

“I love and would only recommend ASPCA Pet Health Insurance… Thank you for always taking that extra step, it’s beyond appreciated! Wonderful customer service!”

- Beth K*

Let us also be there for you.

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*Identifying information has been changed.

What does pet insurance cover?

With ASPCA Pet Health Insurance, you can pick the plan that’s right for you. Cover your pet for accidents, illnesses, wellness care, chronic conditions, hereditary and congenital conditions, alternative therapies and behavioral issues. View all of your options with a free quote.

What does pet insurance cost?

With our affordable coverage options, it’s easy to customize a plan that fits your budget. ASPCA Pet Health Insurance plans start at less than $1 a day, plus you can save 10% on eligible multiple pets. Start a free quote today

How does it work?

It's easy! You're free to visit any licensed veterinarian in the US or Canada—including emergency clinics and specialists. You can track your claims online, and we can send claim payments by direct deposit.

How is the ASPCA® involved?

ASPCA Pet Health Insurance is brought to you by Hartville Pet Insurance Group, one of the oldest and largest pet insurance providers in the US. In 2006, the ASPCA® chose Hartville as its only strategic partner for pet insurance.

Don’t wait! Get your free quote today.