LEVEL 1 LEVEL 2 LEVEL 3 LEVEL 4
Accidents LEVEL 1 - Pet Health Insurance LEVEL 1 - Pet Health Insurance LEVEL 1 - Pet Health Insurance LEVEL 1 - Pet Health Insurance
Hospitalizations related to an accident LEVEL 2 - Pet Health Insurance LEVEL 2 - Pet Health Insurance LEVEL 2 - Pet Health Insurance
x-Rays related to an accident LEVEL 2 - Pet Health Insurance LEVEL 2 - Pet Health Insurance LEVEL 2 - Pet Health Insurance
Surgery related to an accident LEVEL 2 - Pet Health Insurance LEVEL 2 - Pet Health Insurance LEVEL 2 - Pet Health Insurance
Illnesses   LEVEL 2 - Pet Health Insurance LEVEL 2 - Pet Health Insurance LEVEL 2 - Pet Health Insurance
Spaying/Neutering     LEVEL 3 - Pet Health Insurance LEVEL 3 - Pet Health Insurance
Standard Vaccines     LEVEL 3 - Pet Health Insurance LEVEL 3 - Pet Health Insurance
Annual Physical Exam     LEVEL 3 - Pet Health Insurance LEVEL 3 - Pet Health Insurance
HeartWorm Prevention       LEVEL 4 - Pet Health Insurance
Annual Dental Cleaning       LEVEL 4 - Pet Health Insurance
Advanced Vaccines       LEVEL 4 - Pet Health Insurance
OnGoing Conditions   w/ Continuing Care w/ Continuing Care w/ Continuing Care
Annual Deductble $100 $100 $100 $100
Max Incident Benefit $2,500 $1,500 $3,500 $5,000
Max Yearly Benefit $8,000 $8,000 $11,000 $13,000
Reimbursement 80%
of usual and
customary charges		 80%
of usual and
customary charges		 80%
of usual and
customary charges		 80%
of usual and
customary charges

ALL LEVELS

  • 80%

    reimbursement of usual and customary covered charges

  • $100

    annual deductible
    per pet

  • 10%

    discount on multiple pets*

  • 30-Day

    money back guarantee+

*Excluding Level 1 and our Continuing Care coverage option.

+Contact us to cancel within the first 30 days, and we’ll refund your premium as long as no claims were submitted.

Learn more about coverage options available for your pet now.

Start a Free Quote

  • How do I get more details?

    Just tell us some basic information, and we can give you a
    custom quote . This way, you’ll know exactly what coverage is
    available and how much it costs. Get started now.

  • Which level is right
    for my pet?

    There is no wrong choice, since
    each plan provides important coverage to protect your pet.The first step
    is to view your options, then pick a level that fits your needs and budget.

  • 1. Get Treatment

    Visit any licensed vet in the US or Canada, including specialists, and pay for services.

  • 2. File a Claim

    Submit our simple 1-page claim form with receipts. You can fax, mail, or email it to us.

  • 3. Get Reimbursed

    We pay 80% of usual and customary covered costs after a low $100 annual deductible per pet.

  • The ASPCA receives up to 10% of the purchase price of our plans with a minimum of $1.6 million to be recognized over at least five years.