<header class="header"> <div class="container"> <a href="/" class="header__logo"><img src="https://d3544la1u8djza.cloudfront.net/APHI/plp/compare-pet-insurance-plans/nationwide/images/aphi_logo.svg" alt="importantStuff"></a> <nav class="nav"> <a href="#" id="menu-toggle"> <div class="bar1"></div> <div class="bar2"></div> <div class="bar3"></div> </a> <ul class="nav__list" id="toggled"> <li class="nav__item"><a href=" https://www.aspcapetinsurance.com/pet-insurance-plan/" target="_blank" class="nav__link">Pet Insurance Plans</a></li> <li class="nav__item"><a href="https://www.aspcapetinsurance.com/resources/" target="_blank" class="nav__link">Pet Parent Resources</a></li> <li class="nav__item"><a href="https://www.aspcapetinsurance.com/portal/#/login" target="_blank" class="nav__link">Login</a></li> <li class="nav__item"><a href="https://www.aspcapetinsurance.com/quote/#/start" target="_blank" class="nav__link nav__link--btn">Free Quote</a></li> </ul> </nav> </div> </header> <section class="hero"> <div class="hero__overlay"></div> <div class="container container--max-width"> <div class="hero__content"> <p class="hero__kicker text--uppercase">ASPCA<sup>®</sup> Pet Health Insurance vs. Nationwide</p> <h1 class="hero__title text--large">Who Is Top Dog?</h1> <p><strong>With Complete Coverage<sup><small>SM</small></sup>, you can choose from 3 reimbursement rate options. Nationwide offers one or a benefit schedule. </strong></p> <ul class="hero__list icon-list"> <li class="icon-list__item">3 reimbursement rate options</li> <li class="icon-list__item">No upper age limit for illness coverage</li> <li class="icon-list__item">No deductible for preventive care coverage option</li> <li class="icon-list__item">Higher multiple pet discount</li> <li class="icon-list__item">Longer money back guarantee*</li> </ul> <div class="hero__button flex"><a href="https://www.aspcapetinsurance.com/quote/#/start" target="_blank" class="btn btn--primary" rel="noopener">Get a Quote for Your Pet</a> <p class="text--alt btn--label">Get a quote in less than 2 minutes!</p> </div> </div> </div> </section> <section class="stack-up"> <div class="container container--narrow text--centered"> <p class="kicker">Don’t just take our word for it.</p> <h2>See How We Stack Up.</h2> <p>We’ve pulled together top plan features and benefits so you can compare them easily.</p> <img src="https://d3544la1u8djza.cloudfront.net/APHI/plp/compare-pet-insurance-plans/nationwide/images/nationwide-desktop5.png" alt="table graphic" class="show-desktop" style="width:852px;" /> <img src="https://d3544la1u8djza.cloudfront.net/APHI/plp/compare-pet-insurance-plans/nationwide/images/table-compare_mobile3.png" alt="table graphic" class="show-mobile" /> <p class="text--centered">Still undecided? <a href="#planComparison">Dig into the details.</a></p> </div> </section> <section class="ready-quote"> <div class="container container text--centered"> <h2 class="color--white">Ready for a Quote?</h2> <p class="color--light-blue text--reset"><strong>It takes less than 2 minutes</strong></p> <div class="flex flex--space-between"> <div class="card"><img src="https://d3544la1u8djza.cloudfront.net/APHI/plp/compare-pet-insurance-plans/nationwide/images/icon-dog.png" alt="dog icon" /> <a href="https://www.aspcapetinsurance.com/quote/?petSpecies=Dog" target="_blank" class="btn btn--primary" rel="noopener">Get a quote for your dog</a></div> <div class="card"><img src="https://d3544la1u8djza.cloudfront.net/APHI/plp/compare-pet-insurance-plans/nationwide/images/icon-cat.png" alt="cat icon" /> <a href="https://www.aspcapetinsurance.com/quote/?petSpecies=Cat" target="_blank" class="btn btn--primary" rel="noopener">Get a quote for your cat</a></div> </div> </div> </section> <section class="reviews"> <div class="container container--narrow text--centered"> <p class="kicker text--uppercase">Reviews</p> <h2>Rated Among the Best by<br />Pet Parents Across the Country.</h2> </div> <div class="container container--max-width"> <div class="reviews__grid"> <div class="reviews__review"> <div class="reviews__review-left"> <div class="reviews__score"><img src="https://d3544la1u8djza.cloudfront.net/APHI/plp/compare-pet-insurance-plans/nationwide/images/icon-paw.png" alt="Paw icon" /> <span>10</span></div> <p class="text--xsmall text--reset">Out of 10</p> </div> <div class="reviews__review-right"> <blockquote>Easy and quick every time I call they are very helpful. App makes it very easy to file and track.</blockquote> <cite><strong><a href="https://www.petinsurancereview.com/reviews/930211" target="_blank" rel="noopener">Ivonne</a></strong><br />petinsurancereview.com</cite> </div> </div> <div class="reviews__review"> <div class="reviews__review-left"> <div class="reviews__score"><img src="https://d3544la1u8djza.cloudfront.net/APHI/plp/compare-pet-insurance-plans/nationwide/images/icon-paw.png" alt="Paw icon" /> <span>10</span></div> <p class="text--xsmall text--reset">Out of 10</p> </div> <div class="reviews__review-right"> <blockquote>The process to place claims is easy and the people are informative and very polite. Very nice to do business with them.</blockquote> <cite><strong><a href="https://www.petinsurancereview.com/reviews/886921" target="_blank" rel="noopener">Allan Lippolis</a></strong><br />petinsurancereview.com</cite> </div> </div> <div class="reviews__review"> <div class="reviews__review-left"> <div class="reviews__score"><img src="https://d3544la1u8djza.cloudfront.net/APHI/plp/compare-pet-insurance-plans/nationwide/images/icon-paw.png" alt="Paw icon" /> <span>10</span></div> <p class="text--xsmall text--reset">Out of 10</p> </div> <div class="reviews__review-right"> <blockquote>The ASPCA Pet Health Insurance team provided quality and excellent service to my family’s pet insurance needs!</blockquote> <cite><strong><a href="https://www.petinsurancereview.com/reviews/910536" target="_blank" rel="noopener">Renita Harvey</a></strong><br />petinsurancereview.com</cite> </div> </div> <div class="reviews__review"> <div class="reviews__review-left"> <div class="reviews__score"><img src="https://d3544la1u8djza.cloudfront.net/APHI/plp/compare-pet-insurance-plans/nationwide/images/icon-paw.png" alt="Paw icon" /> <span>10</span></div> <p class="text--xsmall text--reset">Out of 10</p> </div> <div class="reviews__review-right"> <blockquote>It’s easy to file my claims, they reimburse so quickly and the customer service has always been efficient and helpful.</blockquote> <cite><strong><a href="https://www.petinsurancereview.com/reviews/885576" target="_blank" rel="noopener">Sophia Ryan</a></strong><br />petinsurancereview.com</cite> </div> </div> <div class="reviews__review"> <div class="reviews__review-left"> <div class="reviews__score"><img src="https://d3544la1u8djza.cloudfront.net/APHI/plp/compare-pet-insurance-plans/nationwide/images/icon-paw.png" alt="Paw icon" /> <span>10</span></div> <p class="text--xsmall text--reset">Out of 10</p> </div> <div class="reviews__review-right"> <blockquote>They cover a lot for my boxer! Customer service is amazing and everyone is easy to deal with. I love this insurance plan!</blockquote> <cite><strong><a href="https://www.petinsurancereview.com/reviews/891031" target="_blank" rel="noopener">Marianne</a></strong><br />petinsurancereview.com</cite> </div> </div> <div class="reviews__review"> <div class="reviews__review-left"> <div class="reviews__score"><img src="https://d3544la1u8djza.cloudfront.net/APHI/plp/compare-pet-insurance-plans/nationwide/images/icon-paw.png" alt="Paw icon" /> <span>10</span></div> <p class="text--xsmall text--reset">Out of 10</p> </div> <div class="reviews__review-right"> <blockquote>Filing claims with the ASPCA Pet Health Insurance program is always fast and easy to do. I have had nothing but great experiences with this insurance for my dog!</blockquote> <cite><strong><a href="https://www.petinsurancereview.com/reviews/889701" target="_blank" rel="noopener">Dina Ambeliotis</a></strong><br />petinsurancereview.com</cite> </div> </div> </div> </div> <div class="container container--extra-narrow text--centered"> <div class="reviews__ratings"> <p class="text--reset"><strong>9.1/10 average rating | 5,966</strong></p> <p class="text--reset">reviews by <a href="https://www.petinsurancereview.com" target="_blank" rel="noopener">PetInsuranceReviews.com</a><sup>+</sup></p> </div> </div> </section> <section class="insurance-plans"> <div class="container flex flex--space-between"> <div class="insurance-plans__left"> <h2>Great pet insurance for your best friend.</h2> <p>It’s hard to see your pet suffering from an injury or illness. It’s even harder when you have to worry about how you’re going to pay for their care. Complete Coverage<sup>SM</sup> can help you manage your vet bills so you can focus on helping your pet get better.</p> <ul class="icon-list flex"> <li class="icon-list__item"><strong>Up to 90% cash back on covered vet bills</strong></li> <li class="icon-list__item"><strong>No network−choose your own vet!</strong></li> <li class="icon-list__item"><strong>Coverage for veterinary accident and illness exam fees</strong></li> <li class="icon-list__item"><strong>Fast claim submission with our free app</strong></li> <li class="icon-list__item"><strong>30-day money back guarantee*</strong></li> </ul> </div> <div class="insurance-plans__right flex--align-self-center"> <div class="insurance-plans__popular"> <div class="popular-header"> <p class="text--xxsmall">Most Popular Choice</p> <h3 class="color--white popular-title">Complete Coverage<sup>SM</sup></h3> </div> <div class="popular-list"> <div class="popular-list__left"> <p><strong class="icon-font">1</strong> Accident</p> <p><strong class="icon-font">2</strong> Illnesses</p> <p><strong class="icon-font">2</strong> Hereditary Conditions</p> </div> <div class="popular-list__right"> <p><strong class="icon-font">Y</strong> Behavioral Issues</p> <p><strong class="icon-font">Z</strong> Alternative therapies</p> <p><strong class="icon-font icon-font--stacked">X</strong> <strong>And more!</strong></p> </div> </div> </div> <h4 class="text--xxsmall text--uppercase text--centered title--fancy">— Also Available —</h4> <div class="insurance-plans__coverage insurance-plans__coverage--orange"> <h3 class="insurance-plans__coverage--left icon-font">1</h3> <div class="insurance-plans__coverage--right"> <h4 class="text--uppercase">Accident Only Coverage</h4> <p class="text--reset">For those looking for some cushion in case their pet gets hurt.</p> </div> </div> <div class="insurance-plans__coverage insurance-plans__coverage--purple"> <h3 class="insurance-plans__coverage--left icon-font">2</h3> <div class="insurance-plans__coverage--right"> <h4 class="text--uppercase">Preventive Care Coverage</h4> <p class="text--reset">Get help keeping your pet healthy for a little more per month.</p> </div> </div> </div> </div> </section> <section class="affordable"> <div class="container container--ultra-wide"> <div class="affordable__content"> <div class="affordable__content-left"> <div class="inner"> <h2 class="text--large">See how affordable it is to cover your pet.</h2> <p>Get a quote in less than 2 minutes!</p> <a href="https://www.aspcapetinsurance.com/quote/#/start" target="_blank" class="btn btn--primary" rel="noopener">Start a Quote for Your Pet</a> </div> </div> <div class="affordable__content-left"><img src="https://d3544la1u8djza.cloudfront.net/APHI/plp/compare-pet-insurance-plans/nationwide/images/img-dog_kitty.png" alt="Dog and Cat" /></div> </div> </div> </section> <section class="comparison"> <div class="container"> <a name="planComparison"></a> <h1 class="comparison__title">Nationwide Pet Insurance Plan Comparison</h1> <p class="text--reset">Dig into the details to see how we compare with Nationwide.</p> <dl class="faq js-faq"> <dt class="faq__question js-faq-question">Reimbursement Options</dt> <dd class="faq__answer js-faq-answer"> <p>With an ASPCA Pet Health Insurance plan, you can choose from three reimbursement rate options for accident and illness coverage: 90%, 80%, or 70%. This lets you customize your plan to fit your coverage and budget needs. Nationwide pet insurance coverage offers a 90% reimbursement option or a fixed benefit schedule that caps reimbursement at a set amount for each covered condition or service.</p> </dd> <dt class="faq__question js-faq-question">Preventive Care Coverage</dt> <dd class="faq__answer js-faq-answer"> <p>Nationwide Whole Pet with wellness has a deductible and co-insurance that applies to all reimbursements including preventive care. So, for example, if you have a $250 annual deductible, you’ll have to cover that deductible and your 10% co-pay before you’ll get reimbursed for any preventive care services. There’s also a 14-day waiting period before you can use this coverage.</p> <p>If you add optional preventive coverage to your ASPCA Pet Health Insurance plan, you’ll get reimbursed a set amount for a list of services with no deductible or co-insurance required. Plus, there is no waiting period for this coverage. You can start using it the day it becomes effective. </p> </dd> <dt class="faq__question js-faq-question">Age Limits for Enrolling in Illness Coverage</dt> <dd class="faq__answer js-faq-answer"> <p>Nationwide Major Medical and Select Feline plans have a maximum age limit of 10 years old. They also have a minimum age limit of one year old for a new enrollment in Whole Pet with Wellness. We know how helpful illness protection can be for senior pets who may get sick more easily than younger pets. That’s why we don’t have an upper age limit for this coverage. Also, any pet over eight weeks old is eligible for coverage with ASPCA Pet Health Insurance plans.</p> </dd> <dt class="faq__question js-faq-question">Discounts and Guarantees</dt> <dd class="faq__answer js-faq-answer"> <p>The ASPCA Pet Health Insurance program has a 10% multi-pet discount for each additional pet. Nationwide pet health insurance offers a 5% discount for your second and third pet. You’ll need to protect four or more pets to get a 10% discount with Nationwide. Even if you just have one pet now, you should keep this difference in mind as you shop around. You never know when you’ll want to add another pet (or two!) to your family.</p> <p>The ASPCA Pet Health Insurance program also has a 30-day money back guarantee as long as no claims are filed (not available in NY). Nationwide offers a 10-day money back guarantee. We want to make sure you are comfortable with your coverage so we give you a full month to decide.</p> <p><small>*We offer a 30-day money back guarantee if no claims are filed. Not available in NY.<br />+As of 10/6/2020<br />Comparison information is provided using publicly available information as of 7/1/2019 and is only meant to summarize program features, not a specific plan. Review the provider’s plan terms for more details. The description of the providers’ plans are not provided by that company. If you have questions about other plans, please contact an agent of that company. It is our intention to provide fair and accurate comparison information. We attempt to keep information up to date but it may change from time to time. If you are aware of any inaccuracies or changes in the information provided, let us know by emailing socialmedia@cfinspet.com or mailing Marketing Department 1208 Massillon Road, Suite G 200, Akron OH 44306.<br /><br />*Pre-existing conditions are not covered. Waiting periods, annual deductible, co-insurance, benefit limits and exclusions may apply. For all terms and conditions visit <a href="https://www.aspcapetinsurance.com/terms" target="_blank" rel="noopener">www.aspcapetinsurance.com/terms</a>. Preventive Care reimbursements are based on a schedule. Customers enrolled on product Levels 1-4 should visit the Member Center for their policy benefits. Products, schedules, and rates may vary and are subject to change. Discounts may vary and are subject to change. More information available at checkout.<br /><br />The ASPCA® is not an insurer and is not engaged in the business of insurance. Products are underwritten by United States Fire Insurance Company, produced and administered by C&amp;F Insurance Agency, Inc. (NPN # 3974227), a Crum &amp; Forster company. Through a licensing agreement, the ASPCA receives a royalty fee that is in exchange for use of the ASPCA’s marks and is not a charitable contribution. C&amp;F and Crum &amp; Forster are registered trademarks of United States Fire Insurance Company. Crum &amp; Forster Pet Insurance Group<sup>TM</sup> is a trademark of United States Fire Insurance Company. The Crum &amp; Forster group of companies is rated A (Excellent) by AM Best Company 2018. </small></p> </dd> </dl> </div> </section> <footer role="navigation" aria-label="Footer"> <div class="container"> <div class="stripe visible-lg"></div> <div class="stripe2 visible-lg"></div> <div class="stripe3 visible-lg"></div> <div class="footer-column hidden-xs hidden-sm"> <div class="foot-section"> <h3>Pet Insurance</h3> <ul> <li><a href="/pet-insurance-plan/">Our Plans</a></li> <li><a href="/dog-insurance/">Dog Insurance</a></li> <li><a href="/cat-insurance/">Cat Insurance</a></li> <li><a href="/free-quote/">Free Quote</a></li> </ul> </div> <div class="foot-section"> <h3>About Us</h3> <ul> <li><a href="/about-us/contact-us/">Contact Us</a></li> <li><a href="/about-us/who-we-are/">Our Company</a></li> <li><a href="https://www.cfpetinsurance.com/about-us/careers/" target="_blank" rel="noopener noreferrer">Careers</a></li> <li><a href="/research-and-compare/compare-plans/aspca-pet-insurance-reviews/">Reviews</a></li> <li><a href="/about-us/media-center/">Media Center</a></li> </ul> </div> </div> <div class="footer-column hidden-xs hidden-sm"> <div class="foot-section"> <h3>Partners</h3> <ul> <li><a href="/veterinarians/">Veterinarians</a></li> <li><a href="/groups/for-employers" title="For Employers">Employers</a></li> <li><a href="/groups/for-associations" title="For Associations">Associations</a></li> <li><a href="/groups/for-brokers" title="For Brokers">Benefit Brokers</a></li> </ul> </div> <div class="foot-section"> <h3>Members</h3> <ul> <li><a href="/app/">Mobile App</a></li> <li><a href="/customer-community/how-to-file-a-claim/">Submit a Claim</a></li> <li><a href="/portal/">Customer Login</a></li> <li><a href="/customer-community/top-questions/">Top Questions</a></li> </ul> </div> </div> <div class="footer-column hidden-xs hidden-sm"> <div class="foot-section"> <h3>Resources</h3> <ul> <li><a href="/101-things-you-didnt-know-could-harm-your-pet/">Pet Dangers</a></li> <li><a href="/vet-locator/">Vet Finder</a></li> <li><a href="/research-and-compare/compare-plans/compare-pet-insurance-plans/">Compare</a></li> <li><a href="/resources/">Resource Center</a></li> </ul> </div> <div class="foot-section"> <h3>More Info</h3> <ul> <li><a href="/more-info/underwriting/">Underwriting</a></li> <li><a href="/more-info/privacy-policy/">Privacy Policy</a></li> <li><a href="https://www.cfpetinsurance.com/about-us/licensing/" target="_blank" rel="noopener noreferrer">Licensing</a></li> <li><a href="/more-info/site-map/">Site Map</a></li> </ul> </div> </div> <div class="footer-quote"> <form action="/free-quote"> <h2>Get a free quote to cover your four-legged family.</h2> <ul> <li class="half"><input id="petName" name="petName" type="text" placeholder="Your Pet's Name" /> </li> <li><button type="submit">Go!</button></li> </ul> </form> <hr class="hidden-sm" /> <div> <h3>Get Social With Us</h3> <ul> <li><a target="_blank" href="https://www.facebook.com/ASPCAPetInsurance" rel="noopener noreferrer"><img alt="fb.png" src="https://d3544la1u8djza.cloudfront.net/APHI/socialIcons/footerSocial/fb.png" rel="5475" width="30" height="30" /></a></li> <li><a target="_blank" href="https://pinterest.com/aspcapetins/" rel="noopener"><img src="https://d3544la1u8djza.cloudfront.net/APHI/socialIcons/footerSocial/pin.png" alt="Pinterest" width="30" height="30" /></a></li> <li><a href="https://twitter.com/ASPCAPetIns" target="_blank" rel="noopener"><img src="https://d3544la1u8djza.cloudfront.net/APHI/socialIcons/footerSocial/tw.png" alt="Twitter" width="30" height="30" /></a></li> <li><a target="_blank" href="https://www.instagram.com/aspcapetinsurance/" rel="noopener noreferrer"><img src="https://d3544la1u8djza.cloudfront.net/APHI/socialIcons/instagram-logo.png" alt="Instagram" width="30" height="30" /></a></li> <li><a target="_blank" href="/resources/" rel="noopener noreferrer"><img src="https://d3544la1u8djza.cloudfront.net/APHI/socialIcons/footerSocial/blogiconlarge.png" alt="Pet Parent Resource Center" width="30" height="30" /></a></li> </ul> </div> </div> </div> <div class="mobile-footer visible-xs visible-sm"> <div class="container"> <div> <ul> <li class="col-xs-6"><a href="/pet-insurance-plan/">Pet Insurance</a></li> <li class="col-xs-6"><a href="/free-quote/">Get a Quote</a></li> <li class="col-xs-6"><a href="/research-and-compare/">Research &amp; 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Waiting periods, annual deductible, co-insurance, benefit limits and exclusions may apply. For all terms and conditions visit <a href="https://www.aspcapetinsurance.com/more-info/sample-plans/" target="_blank" style="text-decoration: underline;" rel="noopener noreferrer">www.aspcapetinsurance.com/terms</a>. Preventive and Wellness Care reimbursements are based on a schedule. Complete Coverage<span>℠</span> reimbursements are based on the invoice. Levels 1-4 reimbursements are based on usual and customary eligible costs. Products, schedules, and rates may vary and are subject to change. Discounts may vary and are subject to change. More information available at checkout.</p> <p>The ASPCA® is not an insurer and is not engaged in the business of insurance. Products are underwritten by United States Fire Insurance Company (NAIC #21113. 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