Pam, my indoor cat, and I live in an apartment with an alley in the back. Once Pam got out and ventured into the alley. Soon I heard a cat fight. I was so worried! Pam had been inside her whole life, I didn’t know if she would be able to defend herself.

I rushed out into the alley, and I saw Pam hissing and pushing away a huge male cat. Luckily, I got Pam inside, but she kept licking her paw, and I could see it was bleeding. We went to the vet right away, and I was told Pam needed minor surgery.

I was very nervous about how much it would cost. I’d had an ASPCA Pet Health Insurance policy for Pam, but I hadn’t used it so far. Thank goodness for that policy!

After I paid the deductible, my pet insurance plan paid about 80% of the remainder. I would have been out several hundred dollars without it, and I don’t have that kind of money.

Pam has been lucky since then, but there is nothing like the reassurance I feel because she is covered. I will never have to choose between her health and money.

Calista M.