ASPCA Pet Health Insurance vs. AKC Pet Healthcare Plan
Most pet insurance plans cover accidents and illnesses, but do you also want other types of coverage for your pet? AKC Pet Healthcare Plan does not cover alternative therapies or behavioral issues, and hereditary conditions and exam fees are only covered if you purchase optional add-ons.
With ASPCA Pet Health Insurance Complete CoverageSM, all of this coverage is included, so you don’t have to guess which types of coverage your pet may need.
|Reimbursement||Choice of 90%, 80% or
70% of covered vet costs
|80% of reasonable and customary charges, minus exam fees|
|Type of Deductible||Annual||Annual|
|Unlimited Plan Available||Yes||No|
|Illness Waiting Period||14 Days||14 Days|
|Accident Waiting Period||14 Days||2 Days|
|Preventive Care||Optional add-on||Optional add-on|
|Exam Fees||Yes||Optional add-on|
|Lab Tests, X-rays, Hospitalization, Surgery, Diagnostics, etc.||Yes||Yes|
|Hereditary and Congenital Conditions||Yes||Optional add-on|
|Stem Cell Treatments||Yes||No|
|Prescription Food & Supplements
To treat a covered condition (not for general maintenance or weight management)
|No Vaccination Requirements for Coverage of Certain Conditions||Yes||No|
|Multiple Pet Discount||10% for each additional pet||5% for each pet when insuring two or more|
|Age Limits for Illness Coverage Enrollment
This is the age at which illness coverage is no longer available for new enrollments. Typically, a pet’s plan won’t be cancelled because of age.
|All Pets Eligible, Regardless of Health||Yes||No|
|Accident-Only Plan Available for All Pets||Yes||Yes|
|Money Back Guarantee||30 Days||30 Days|
|Experience||The agency that provides ASPCA Pet Health Insurance was founded in 1997.||The company that offers AKC Pet Healthcare Plan started selling plans in the US in 2003.|
|Better Business Bureau Rating||A+||A+|
Comparison information is provided using publicly available information as of 12/1/2018 and is only meant to summarize program features, not a specific plan. Review the provider’s plan terms for more details. The description of the providers’ plans are not provided by that company. If you have questions about other plans, please contact an agent of that company. It is our intention to provide fair and accurate comparison information. We attempt to keep information up to date but it may change from time to time. If you are aware of any inaccuracies or changes in the information provided, let us know by emailing email@example.com or mailing Marketing Department 1208 Massillon Road, Suite G 200, Akron OH 44306.