ASPCA Pet Health Insurance vs. Pets Best
Certain coverages included in ASPCA Pet Health Insurance plans are optional with Pets Best plans, such as coverage for exam fees, take-home prescription medication, alternative therapies, and microchipping.
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|---|---|---|
| Reimbursement | Choice of 90%, 80% or 70% of covered vet costs |
Choice of 90%, 80% or 70% of covered veterinary costs |
| Type of Deductible | Annual | Annual |
| Unlimited Plan Available | Yes | Yes |
| Illness Waiting Period | 14 Days | 14 Days |
| Accident Waiting Period | 14 Days | 3 Days |
| Preventive Care | Optional add-on, coverage has no waiting period | Optional add-on, coverage has no waiting period |
| Coverage Includes: | ||
| Exam Fees | Yes | Optional add-on |
| Lab Tests, X-rays, Hospitalization, Surgery, Diagnostics, etc. | Yes | Yes |
| Prescription Medications | Yes | Optional add-on; medications covered if they appear on approved list |
| Hereditary and Congenital Conditions | Yes | Yes |
| Alternative Therapies | Yes | Optional add-on |
| Behavioral Issues | Yes | Yes |
| Dental Illnesses | Yes | Yes |
| Chronic Conditions | Yes | Yes |
| Specialists | Yes | Yes |
| Stem Cell Treatments | Yes | Optional add-on |
| Prescription Food & Supplements To treat a covered condition (not for general maintenance or weight management) |
Yes | No |
| Microchip | Yes | Optional add-on |
| No Vaccination Requirements for Coverage of Certain Conditions | Yes | No |
| Multiple Pet Discount | 10% for each additional pet | 5% for additional pets |
| Age Limits for Illness Coverage Enrollment This is the age at which illness coverage is no longer available for new enrollments. Typically, a pet’s plan won’t be cancelled because of age. |
None | None |
| All Pets Eligible, Regardless of Health | Yes | No |
| Accident-Only Plan Available for All Pets | Yes | Yes |
| Money Back Guarantee | 30 Days | 30 Days |
| Experience | The agency that provides ASPCA Pet Health Insurance was founded in 1997. | Pets Best was founded in 2005. |
| Better Business Bureau Rating | A+ | A+ |
Comparison information is provided using publicly available information as of 12/1/2018 and is only meant to summarize program features, not a specific plan. Review the provider’s plan terms for more details. The description of the providers’ plans are not provided by that company. If you have questions about other plans, please contact an agent of that company. It is our intention to provide fair and accurate comparison information. We attempt to keep information up to date but it may change from time to time. If you are aware of any inaccuracies or changes in the information provided, let us know by emailing socialmedia@cfinspet.com or mailing Marketing Department 1208 Massillon Road, Suite G 200, Akron OH 44306.
