• Get reimbursed 90% of usual and customary covered charges, depending on state availability
  • Use ANY licensed vet in the US or Canada
  • Save an additional 10% on multiple pets*

Enroll Today!

What is pet insurance?

Pet insurance helps you afford quality veterinary care so you can give your pet the best care possible. ASPCA Pet Health Insurance has 4 increasing levels of protection that can cover your pet for accidents, illnesses, wellness care, ongoing conditions and more.

Why do I need it?

The costs of veterinary care are rising, especially as more sophisticated treatments become available for animals. ASPCA Pet Health Insurance can help you focus more on your pet's care and less on finances.

How does it work?

It's easy! Take your pet to any vet in the US or Canada and pay for the services. Then fill out a simple claim form and mail, fax, or email it with your receipts. You can track the status of your claims conveniently online at the free Member Center.

How much will I get reimbursed?

ASPCA Pet Health Insurance plans reimburse 90% of usual and customary covered charges after a low $100 annual deductible per pet. You can also customize our plans to your budget with additional deductible and co-insurance options.

Why choose us?

You'll enjoy valuable coverage that helps you prepare financially for the unexpected.  Plus, we have a 30-day money back guarantee as long as no claims are covered. That way, you can try us out risk free!

How do I get started?

You can get a free quote and enroll online by entering your Priority Code above. You can also call us at 1-877-343-5314. Just be sure to mention your Priority Code.

About Us

ASPCA Pet Health Insurance was developed by the Hartville Group, Inc. with the American Society for the Prevention of Cruelty to Animals® (ASPCA®) to help pet parents afford quality veterinary care so their pets can live longer, healthier lives.

Our Staff

We're pet lovers too! And we think about our customers' pets as if they were our own. We worry about them when they're hurt or sick, and do our best to help their pet parents by reimbursing them as quickly as possible.

Recent Payout Examples

We work hard to reimburse pet parents as quickly as possible. Here are a few real examples of recent payouts.+

Condition Payout+
Spleen Cancer $3,500.00
Respiratory Infection $818.78
Heart Failure $1,041.51
Diabetes $529.49
Snake Bite $1,499.73
Gastroenteritis $752.83

+ Please note that these are examples of recent claim payouts. Actual reimbursement is subject to the terms and conditions of your plan.

*Discount applies to base plan premium, excluding Level 1.


This is not a complete description of all coverage terms, conditions, and limitations; see your plan for a full description. Issuance of coverage is subject to underwriting. Discounts are subject to eligibility requirements. Specific products, features, and discounts may vary and may not be available in all states. Rates and coverage subject to change.

ASPCA Pet Health Insurance is underwritten by the United States Fire Insurance Company and administered by Petsmarketing Insurance.com Agency, Inc., a subsidiary of the Hartville Group, Inc. The program is provided by the Hartville Group, Inc., not the ASPCA. The Hartville Group, Inc. is a licensed strategic partner of the ASPCA. In exchange for the use of the ASPCA® trademarks, the ASPCA is paid a royalty fee of up to 10% of the purchase price, with a minimum of $1.95 million to be recognized over at least three years.

© 2012, The Hartville Group, Inc. ASPCA Logo, Copyright 2012, ASPCA. All Rights Reserved.