Happy woman with dog

helping pet parents afford the care their pets deserve

Pet health insurance provides cash back on vet bills; costs should never stand in the way of your pet’s health.

Get a free pet insurance quote today.

Get a free pet insurance quote today.

Pet Type

Welcome Back!

$347,366,958.56

Paid out to customers
for covered claims since 2008.+

9.1/10

average lifetime
customer rating

(petinsurancereview.com)

up to 90% cash back
on pet’s covered medical expenses

ASPCA® Pet Health Insurance plans are customizable to best fit your pet’s health needs and your budgetary needs.

MOST POPULAR CHOICE

Complete CoverageSM Plan

Up to 90% cash back on pet medical expenses like:

Accidents

Illnesses

Dental Disease

Behavioral Issues

Hereditary Conditions

And More

Accident Only
Plan

Up to 90% cash back on care related to:

Torn Ligaments

Bite Wounds

Broken Bones

Toxic Ingestions

Swallowed Objects

Cuts

+
Add Preventive Coverage
for $9.95/month

Get cash back from things like vaccines, dental cleanings, flea and tick medication, heartworm preventive medicine, and more.

Start Quote

why ASPCA® pet health insurance?

30 day
money-back guarantee**

Visit any Licensed Vet in US or Canada

Manage account online 24/7

10% off
multiple pet discount

yeah, our pet insurance covers that

The proof is in these real claims from our customers.

FOREIGN OBJECT
ate flooring
CAT

vet bill
$8,040.61
we paid
- $7,236.56
Jane only paid
$804.05
Incident ID: 1878061

Periodontal disease
Dog

vet bill
$636.85
we paid
- $509.48
John only paid
$127.37
Incident ID: 1973481

ACL Tear
Dog

vet bill
$7,153.22
we paid
- $6,350.60
Sara only paid
$802.62
Incident ID: 1814030
See what else is covered

The vet bills above are covered at either an 80% or 90% reimbursement rate depending on selected coverage. Annual deductible already satisfied.

A Dog and a Cat

more than one pet in the house?

Fellow pet people ourselves, we understand that you can’t have just one. That’s why the ASPCA® Pet Health Insurance program has a multi-pet discount. It allows you to get 10% off each additional pet you insure with us.

more than one pet
in the house?

Fellow pet people ourselves, we understand that you can’t have just one. That’s why the ASPCA® Pet Health Insurance program has a multi-pet discount. It allows you to get 10% off each additional pet you insure with us.

trusted by parents all over

Our dachshund required emergency surgery on his back and thankfully we had taken out ASPCA Pet Health insurance on him a few years back! Without the insurance we would never had been able to afford this type of surgery and we would’ve had to had our just 7 year old boy euthanized. That would’ve broken our hearts. It certainly has been a life saver for him and for us as well!

- Susan D.

I just recently purchased this policy for my dogs so I've not had to use it & hopefully I don't have to in the future but so far they've been great being very informative pros and cons between policies and helpful when choosing between competitors or the other companies. I like that they offer the accidental and not just the illness, it worked better for my budget having so many dogs.

- JoAnna S.

I have had nothing but great experiences with ASPCA Pet Health Insurance. We have a one yr old Shepard Husky mix breed who is our love. He’s very mischievous and gets into everything, including eating things he should not be eating. We’ve had to go to the vet with him twice and each time ASPCA Pet Health Insurance had her back and reimbursed with no problems. We chose the $100 deductible/90% coverage and feel it was a great investment in our babies health.

- Stephanie Z.

see how we stand out from the rest

Preventive care Accident only plan Exam fees covered 10% second pet discount Trupanion Healthy Paws Nationwide Pet Plan
Compare us to the others

Comparison information is provided using publicly available information as of 2/5/21 and is only meant to summarize program features, not a specific plan. Review each provider’s plan terms for more details. The descriptions of other providers’ plans were not provided by that company. If you have questions about other plans, please contact an agent of that company. It is our intention to provide fair and accurate comparison information. Although we attempt to keep information up to date, it may change from time to time. If you are aware of any inaccuracies or changes in the information provided, let us know by emailing socialmedia@hartvillegroup.com or mailing Marketing Department 1208 Massillon Road, Suite G 200, Akron OH 44306.

need some help deciding if
pet insurance is right for you?

Check out the articles below.

helpful resources
for pet parents

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A Dog and a Cat

get an affordable pet insurance plan today

Start your pet insurance quote now to prepare for those unexpected costs!

get an affordable pet insurance plan today

Start your pet insurance quote now to prepare for those unexpected costs!