What to Look for When Comparing Pet Insurance Plans for Your Dog or Cat

Choosing the right pet insurance plan can be overwhelming, but we’re here to make it easy for you. Our pet insurance comparison chart breaks down the top pet insurance providers, including Trupanion™, Healthy Paws®, Nationwide®, and Fetch, and gives you a clear view of how ASPCA® Pet Health Insurance stacks up against them. Select a provider to view our breakdown of coverage options, costs, deductibles, and more, or check out the quick-glance chart below.

Compare Our Pet Insurance Plan Features vs. Other Providers

Plan feature
ASPCA Pet Health Insurance
Healthy Paws
Accident Only Plan Yes No No Yes Yes
Preventive Care Yes No No Yes No
Exam Fees Covered Yes No No Yes Yes
10% Multiple Pet Discount Yes No No No No

Tips to Compare Pet Insurance

Of course, only you can decide which pet insurance provider is right for you and your four-legged family member. But these tips can help you make a confident decision.

What’s Important to You?

As you compare pet insurance providers, keep the coverage features that are important to you in mind. For example, not all providers cover alternative therapies, like hydrotherapy, chiropractic treatments, and low-laser therapy. If this is something you may want to pursue to help your pet recover from an injury or illness, you should make sure it’s covered by the provider and plan you choose.

Look at the Big Picture

Remember to take a step back and look at the full picture when you’re comparing providers and plans. It can be easy to get focused on just one or two things, like exclusions or cost. For instance, it may be tempting to pick the provider with the lowest premium. However, you may find that they don’t cover as much of your pet’s care as you would like. It’s smart to balance cost and coverage when you make your decision. Look for a plan that fits your budget but still gives you the financial cushion you need when you need it.

Read the Fine Print

A provider may offer the types of coverage you want for your pet, but you should make sure you understand exactly how it works. There may be limits or exclusions that could have a big impact on your reimbursements. For example, some providers cover prescription food, but only for certain conditions or up to a limited amount of time. It would be disappointing to think you had this coverage and then discover that it runs out after a few weeks.

How Do ASPCA Pet Health Insurance Plans Compare?

We offer a lot of advantages, which you can see for yourself in the pet insurance comparison charts. Just select a logo above to explore them. Some of the highlights include our experience. We’ve been helping pet parents care for their pets since 1997.

We’re also always looking for ways to meet the needs of our customers with features like direct deposit and our My Pet Insurance app. Our app lets you submit claims easily even before you leave the veterinary office. In addition, you can use it to track your claims, pay your bills, review your coverage details, and find nearby veterinarians.

Plus, we offer robust coverage that includes everything you’d expect and then some. Complete Coverage℠ covers accidents, illnesses, hereditary conditions, alternative therapies, behavioral conditions—and the list goes on. You can customize your plan by choosing your annual deductible, annual limit, and reimbursement percentage to fit your budget and coverage needs.

But don’t just take it from us. Check out pet insurance reviews to see what our customers are saying. And when you’re ready, get a free quote for your pet to learn more about our coverage.