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Complete CoverageSM

is total-package protection when your dog is hurt or sick.

How ASPCA Pet Health Insurance Works

Vist any vet

1. Visit any vet, specialist, or emergency clinic & pay your bill.

Submit claims

2. Submit claims.

Direct deposit into your bank account

3. Have reimbursements directly deposited into your bank account or mailed.

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FQA

Frequently-Asked Questions

about our dog insurance

What can I use dog insurance for?

If you enroll your dog in Complete CoverageSM, you can use your insurance for services provided by any licensed veterinarian, specialist, or emergency clinic you want to diagnose and treat illnesses, injuries, or other health issues caused by an accident. Exam fees associated with these conditions are also covered.
If you enroll your dog in Accident-Only Coverage, you can still use your insurance for services provided by any licensed veterinarian, specialist, or emergency clinic you want, but only to diagnose and treat injuries and health problems caused by accidents. The exam for these conditions would be covered.

How much coverage should I get for my dog?

When selecting an annual coverage limit, go with the highest amount you think you might spend on accidents and illnesses in a year. Raising your coverage limit later will require starting a new policy and make any conditions your pet has had pre-existing.

Can I change my dog insurance policy later?

You can change your dog insurance policy at the start of a new policy period. However, re-writing your policy will make any conditions your pet has had pre-existing.

Are genetic and congenital conditions covered?

Yes, genetic and congenital conditions are covered by Complete CoverageSM.

Is routine care covered?

You can get coverage for routine care by adding Preventive Care onto your base plan for a little more money per month.

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Basic Pet Info

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