Pets are dependents, too. Do your benefits include them?

Nearly 70% of companies plan to offer pet insurance as a voluntary benefit in the next 12 to 24 months.+ Are you one of them?

For Employers

Help employees care for furry family members.

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For Associations

Offer members a popular voluntary benefit.

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For Voluntary Benefit Producers

Broaden your business with pet insurance.

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Why offer ASPCA Pet Health Insurance as a voluntary benefit?

Great coverage with savings up to 20%**

Turn-key implementation with no cost to your company

A popular benefit that everyone can feel good about

Payroll deduction or direct bill options


Frequently-asked Questions about offering our pet insurance

Who can offer our pet insurance?

We work with companies, organizations, and associations of different sizes to offer their employees or members our pet insurance. We also partner with voluntary benefit producers to help expand their portfolio with pet insurance.

Why should I offer pet insurance?

Pet insurance is becoming increasingly popular with pet parents. The North American Pet Health Insurance Association reports that over 2 and a half million pets were insured in the US at the end of 2019 with an average annual growth rate of 15.8% over the past five years.

Part of the reason more pet parents are covering their pets is because they see them as an integral part of their families. Many would pay almost any amount of money to provide their pets with the best veterinary care possible if they got sick or injured. Pet insurance helps pet parents rest easy knowing they’ll have help covering these expenses. It allows them to focus on their pet’s well-being with less worry about the costs of treatment.

It’s no surprise then that more and more employees are asking for pet insurance through their work benefit program. By offering pet insurance to your employees, members, or clients, you’re giving them a benefit they want and showing them that you care about their pets. It’s a great way for companies and associations to attract and retain talent. If you’re a voluntary benefit producer, it’s the perfect addition to your portfolio.

Our program has lots of advantages including:

What does our pet insurance cover?

Complete CoverageSM can help pet parents manage the costs of treatment for all sorts of accidents from bumps and bruises to burns and lacerations. It also covers illnesses, such as ear infections, diabetes, arthritis, and cancer. Plus, it has coverage for congenital conditions, alternative therapies, and behavioral issues.

We also have an Accident Only plan for pet parents who just want a little financial cushion in case their pet gets hurt.

How much does it cost?

The cost depends on a few things, including the selected coverage and the breed, species, and age of the pet along with the pet parent’s zip code. Our customers can also customize their plan to fit their budget and coverage needs. They can choose their annual deductible, pick their reimbursement percentage, and select their annual limit.

Plus, we offer a 10% base rate group discount in some states, which applies to the base plan premium for every pet that is insured. That’s in addition to our 10% multiple pet discount for each additional pet. Please note that rates and discounts may vary by state.

How do your customers get reimbursed?

Our customers can go to any licensed veterinarian in the US or Canada including specialists and emergency clinics. They pay the bill as usual and then submit a claim to us for reimbursement.

Customers can submit claims using our My Pet Insurance app even before they leave the veterinary clinic. They can also submit them online or by email, fax, or mail. They can choose to receive their payments through direct deposit or as a check in the mail.

How much does it cost to implement a program?

There is no cost to you. Our turnkey program is also easy to implement and offers payroll deduction or direct bill options.

How much work is to implement a program?

We know you’re busy, so we make it as easy as possible for you to offer our pet insurance. We take care of the implementation and provide a digital toolkit, which includes PDF brochures that you can distribute to your employees, members, or clients.

How long does it take to implement?

We offer a turnkey program that will have you up and running in no time.

Do you offer payroll deduction?

Yes, payroll deduction is available. Implementation for payroll deduction is very efficient and we can develop a timeline suited to your needs.

Is there a minimum for enrollment?

No, there are no minimum enrollment requirements or minimum participation limits. Companies and associations also do not have to wait for open enrollment. You can offer pet insurance as a benefit to your employees or members at any time.

How do I get started?

You can contact us to learn more and talk over your specific needs. Just fill out our form for employers, associations, or voluntary benefit producers and we’ll get back to you as soon as possible.

Learn more about corporate pet insurance, pet insurance for associations, or pet insurance offerings for voluntary benefit producers today.