Happy woman petting a dog

focus on the care your pet deserves

Pet insurance provides cash back on vet bills; costs should never stand in the way of your pet’s health.

Get a free pet insurance quote today.

Pet Type

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up to 90% cash back on pet's covered medical expenses

ASPCA Pet Health Insurance plans are customizable to best fit your pet's health needs and your budgetary needs.

Complete CoverageSM plan

Up to 90% cash back on pet medical expenses like:

Accidents

Illnesses

Dental Disease

Behavioral Issues

Hereditary Conditions

And More

Accident-only plan

Up to 90% cash back on care related to:

Torn Ligaments

Bite Wounds

Broken Bones

Toxic Ingestions

Swallowed Objects

Cuts

Looking for additional coverage?

Add Preventive Coverage

for $9.95/month

Get cash back from things like vaccines, dental cleanings, flea and tick medication, heartworm preventive medicine, and more.

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why ASPCA® pet health insurance?

30 day money-back guarantee**

Visit any Licensed Vet in US or Canada

Manage account online 24/7

10% off multiple pet discount

yeah, we cover that

The proof is in these real claims from our customers.

  • FOREIGN OBJECT

    ate flooring

    vet bill

    we paid

    $8,040.61

    - $7,236.56

    Jane only paid

    $804.05

    CAT

    Incident ID: 1878061

  • PERIODONTAL DISEASE

    *

    vet bill

    we paid

    $636.85

    - $509.48

    John only paid

    $127.37

    DOG

    Incident ID: 1973481

  • ACL TEAR

    *

    vet bill

    we paid

    $7,153.22

    - $6,350.60

    Sara only paid

    $802.62

    DOG

    Incident ID: 1814030

See what else is covered

The vet bills above are covered at either an 80% or 90% reimbursement rate depending on selected coverage. Annual deductible already satisfied.

trusted by pet parents all over

  • Five Stars

    Our dachshund required emergency surgery on his back and thankfully we had taken out ASPCA Pet Health insurance on him a few years back! Without the insurance we would never had been able to afford this type of surgery and we would’ve had to had our just 7 year old boy euthanized. That would’ve broken our hearts. It certainly has been a life saver for him and for us as well!

    - Susan D.
  • Five Stars

    I just recently purchased this policy for my dogs so I've not had to use it & hopefully I don't have to in the future but so far they've been great being very informative pros and cons between policies and helpful when choosing between competitors or the other companies. I like that they offer the accidental and not just the illness, it worked better for my budget having so many dogs.

    -JoAnna S.
  • Five Stars

    I have had nothing but great experiences with ASPCA Pet Health Insurance. We have a one yr old Shepard Husky mix breed who is our love. He’s very mischievous and gets into everything, including eating things he should not be eating. We’ve had to go to the vet with him twice and each time ASPCA Pet Health Insurance had her back and reimbursed with no problems. We chose the $100 deductible/90% coverage and feel it was a great investment in our babies health.

    -Stephanie Z.
  • Five Stars

    I trusted ASPCA pet insurance with my two dogs. Submitting claims is easy. Refunds are directly deposited in my account. Customer Service is helpful answering my questions. Having pet I insurance is important to me. I would recommend this service by ASPCA® Pet Health Insurance.

    - Lisa R.

trusted by pet parents all over

  • Five Stars

    Our dachshund required emergency surgery on his back and thankfully we had taken out ASPCA Pet Health insurance on him a few years back! Without the insurance we would never had been able to afford this type of surgery and we would’ve had to had our just 7 year old boy euthanized. That would’ve broken our hearts. It certainly has been a life saver for him and for us as well!

    - Susan D.
  • Five Stars

    I just recently purchased this policy for my dogs so I've not had to use it & hopefully I don't have to in the future but so far they've been great being very informative pros and cons between policies and helpful when choosing between competitors or the other companies. I like that they offer the accidental and not just the illness, it worked better for my budget having so many dogs.

    -JoAnna S.
  • Five Stars

    I have had nothing but great experiences with ASPCA Pet Health Insurance. We have a one yr old Shepard Husky mix breed who is our love. He’s very mischievous and gets into everything, including eating things he should not be eating. We’ve had to go to the vet with him twice and each time ASPCA Pet Health Insurance had her back and reimbursed with no problems. We chose the $100 deductible/90% coverage and feel it was a great investment in our babies health.

    - Stephanie Z.
  • Five Stars

    I trusted ASPCA pet insurance with my two dogs. Submitting claims is easy. Refunds are directly deposited in my account. Customer Service is helpful answering my questions. Having pet I insurance is important to me. I would recommend this service by ASPCA® Pet Health Insurance.

    - Lisa R.

9/10 average lifetime customer rating (pet insurance review.com)

see how we stand out from the rest

Preventive care Accident only plan Exam fees covered 10% second pet discount Trupanion Healthy Paws Nationwide Petplan Preventive care Accident only plan Exam fees covered 10% second pet discount Trupanion Healthy Paws Nationwide Pet Plan Compare us to the others

Comparison information is provided using publicly available information as of 2/5/21 and is only meant to summarize program features, not a specific plan. Review each provider’s plan terms for more details. The descriptions of other providers’ plans were not provided by that company. If you have questions about other plans, please contact an agent of that company. It is our intention to provide fair and accurate comparison information. Although we attempt to keep information up to date, it may change from time to time. If you are aware of any inaccuracies or changes in the information provided, let us know by emailing socialmedia@hartvillegroup.com or mailing Marketing Department 1208 Massillon Road, Suite G 200, Akron OH 44306.

need some help deciding if pet insurance is right for you?

Pet Insurance In Plain English

Be in the know about coverage terms and conditions with this quick language guide.

Learn more

How Does Pet Insurance Work?

Learn how coverage works for your pet.

Learn more

Is Pet Insurance Worth It?

See the financial and emotional benefit of pet health insurance.

Learn more

What To Know Before You Buy

Smart questions to ask when comparing insurance providers.

Learn more

Pet Insurance In Plain English

Be in the know about coverage terms and conditions with this quick language guide.

Learn more

How Does Pet Insurance Work?

Learn how coverage works for your pet.

Learn more

Is Pet Insurance Worth It?

See the financial and emotional benefit of pet health insurance.

Learn more

What To Know Before You Buy

Smart questions to ask when comparing insurance providers.

Learn more

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for pet parents

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