accidents don't take the holidays off

Get up to 90% back on unexpected
vet bills

A beagle eagerly eyes a roasted turkey on a holiday dinner table while a person serves the meal.

holidays bring more than
good cheer

Extra food, decor, and distractions can mean extra chances for sudden calls to the vet

  • Expensive Taste

    16.4% of all pet toxin exposures in 2025 involved food and drink1

  • Not So Sweet

    13.6% of ASPCA Poison Control calls in 2025 involved chocolate2

  • Close Calls

    ASPCA Poison Control helped more than 334,000 animals with toxic exposures in 20253

  • Holiday Mischief

    In a recent survey, 33% of pets had stolen food from the table, while 12% had ingested a decoration4

Pets don’t plan for accidents. You can.

vet care can get expensive fast

ASPCA® Pet Health Insurance can help cover the cost of unexpected accidents and illnesses, whether the culprit is a holiday treat, a mystery stomach issue, or something you never saw coming.

coverage without judgment

support when it matters

  • Up to 90%
Cash Back

  • 30-Day Money Back Guarantee*

  • 24/7 Telehealth Support

  • Mobile App for Easy Claims

how it works

Pet insurance doesn’t need to be complicated

1. Visit

Take your pet to the veterinarian of your choice and pay them as usual.

2. Submit

Use our app to submit a claim, even before you leave the veterinary clinic.

3. Cash Back

Receive any reimbursement owed to you by direct deposit or check.

pet parent reviews

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¹ ASPCA, “Majority of America’s Pet Owners Unprepared for Costly Medical Emergencies,” 2025.
² ASPCA, “Top 10 Toxins of 2025,” 2025.
³ ASPCA, “Majority of America’s Pet Owners Unprepared for Costly Medical Emergencies,” 2025.
⁴ Weenect, Christmas pet mischief survey, 2026; 213 dog and cat owners across seven European countries.

Cat wearing a paw-print ID tag chews the branches of a Christmas tree.