accidents don't take the holidays off

Get up to 90% back on unexpected
vet bills

Golden Retriever goes trick-or-treating with costumed children holding Halloween candy buckets at an open door.

holidays bring more than
good cheer

Extra food, decor, and distractions can mean extra chances for sudden calls to the vet

Pets don’t plan for accidents. You can.

vet care can get expensive fast

ASPCA® Pet Health Insurance can help cover the cost of unexpected accidents and illnesses, whether the culprit is a holiday treat, a mystery stomach issue, or something you never saw coming.

coverage without judgment

support when it matters

  • Up to 90%
Cash Back

  • 30-Day Money Back Guarantee*

  • 24/7 Telehealth Support

  • Mobile App for Easy Claims

how it works

Pet insurance doesn’t need to be complicated

1. Visit

Take your pet to the veterinarian of your choice and pay them as usual.

2. Submit

Use our app to submit a claim, even before you leave the veterinary clinic.

3. Cash Back

Receive any reimbursement owed to you by direct deposit or check.

pet parent reviews

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¹ ASPCA, “Majority of America’s Pet Owners Unprepared for Costly Medical Emergencies,” 2025.
² ASPCA, “Top 10 Toxins of 2025,” 2025.
³ ASPCA, “Majority of America’s Pet Owners Unprepared for Costly Medical Emergencies,” 2025.
⁴ Weenect, Christmas pet mischief survey, 2026; 213 dog and cat owners across seven European countries.

Cat wearing a paw-print ID tag chews the branches of a Christmas tree.