coverage for cats and dogs
From accidents and illnesses to behavioral conditions and inherited issues, ASPCA® Pet Health Insurance helps cover the care pets may need throughout their lives.
protection with purpose
See why pet parents choose coverage from the ASPCA® Pet Health Insurance program to help care for their own pets and support animals everywhere.
reasons to believe
Not all pet insurance plans offer the same level of support. When it comes to protecting your pet, the details matter. Here are a few ways that care shows up in our coverage.
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More money back when it matters
Get up to 90% cash back on covered vet bills.
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Age is just a number
No upper age limits so pets can stay covered as they grow older.
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Love isn’t conditional
Coverage includes new inherited and congenital conditions.
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Support for
behavioral careOur plans include coverage for behavioral conditions.
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Love multiplies.
Cost shouldn’tSave 10%,1 when you enroll more than one pet.
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Rated Best Pet Insurance Overall2
NerdWallet. March 2026.
¹10% multi-pet discount available on all pets after the first. Discounts vary and are subject to change.
²https://www.nerdwallet.com/insurance/pet/best-pet-insurance-companies, 2026
trusted for a reason
Backed by decades of experience and a strategic partnership with the ASPCA® since 2006.
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1M+
pets covered³ nationwide
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29+ years
supporting pets and the people who love them
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$903M+
claims reimbursed since 2008⁴
3Source: 2026 PTZ Insurance Agency, Ltd.
4Total vet bills paid reflects covered claims reimbursed by ASPCA® Pet Health Insurance between 1/1/2008 and 3/12/2026.
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how it works
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Visit
Take your pet to the veterinarian of your choice and pay them as usual.
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Submit
Use our app to submit a claim, even before you leave the veterinary clinic.
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Cash Back
Receive any reimbursement owed to you by direct deposit or check.
Customize the best pet insurance plan for your pet and your budget.
