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Pet Insurance in New York

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From the vibrant neighborhoods of Brooklyn to the historic streets of Albany, the ASPCA® Pet Health Insurance program offers coverage that extends across the Empire state, giving you the assurance that your pet's health can be protected no matter where you live in New York, the US, and Canada.

Visit Any Licensed Veterinarian in New York

With an ASPCA® Pet Health Insurance plan, you have the freedom to visit any licensed veterinarian in New York—from the Great South Bay to the picturesque Finger Lakes, you decide where your pet receives top-notch care.

There are currently over 2,000* licensed veterinarians in the state of New York. Use our Vet Locator tool to find one that works for you!

The Cost of Pet Care in New York

Living in the second most expensive state in the U.S. has its challenges, including the rising price of veterinary care. The ASPCA® Pet Health Insurance program can help ease the financial burden by reimbursing up to 90% of covered conditions, so you can help ensure that your four-legged friend gets the top-notch veterinary care they deserve anywhere within the Empire State.

New York Pet Insurance Quotes

Your cost is based on a few different things, including the age and breed of your pet and your zip code, as well as which plan you choose. Below are a few estimates to give you a better idea of what pet insurance might cost in New York.

Fetch a free quote in less than a New York Minute!

How Much Does Pet Insurance In New York Cost for Dogs?

Species Breed Age Zip Estimated Premium**
Dog French Bulldog 1 year 11201 Starting at $32.74
Dog Lab 3 years 12603 Starting at $27.65
Dog Yorkshire Terrier 12 weeks 14850 Starting at $27.65

How Much Does Pet Insurance In New York Cost for Cats?

Species Breed Age Zip Estimated Premium**
Cat Domestic Longhair 7 years 11017 Starting at $21.84
Cat Maine Coon 10 months 10601 Starting at $19.62
Cat Exotic Shorthair 2 years 12787 Starting at $17.80

**Estimated premium quotes based on a $5,000 annual limit, 80% reimbursement rate, and $250 annual deductible, as of 2/1/24. Plan costs vary based on plan type, pet breed, age, and location. Take a look at a sample policy to see what’s covered.

Why Get Pet Insurance In New York?

Here are some common dangers faced by pets in New York:

Extreme Temps

Living in the Empire State means dealing with extreme temperatures- from frigid winter weather to record-high heat in the summer, it's important to keep your four-legged friends safe. Just like us, pets can get hypothermia and frostbite from being out in the cold. But when the weather heats up, it can be just as dangerous for your pets to be out and about with the risk of overheating, dehydration, heatstroke, and burned paws.

Kennel Cough

In certain areas of New York, backyards are rare, so walks around the block or visits to the park are typical. When you bring your pup to the dog park, there's a risk of them catching kennel cough, a contagious respiratory illness. This is especially common for dogs living in busy urban areas like NYC.

Gastrointestinal Issues

Hot dogs, pizza, roasted nuts—all quintessential NYC street foods. Unfortunately, some of these snacks end up on the sidewalk, and our dogs have an incredible talent for sniffing them out and devouring them faster than a New York minute. If your pup eats something they shouldn’t, you’ll want to make sure their tummy troubles are covered.

With the ASPCA® Pet Health Insurance program, the city that never sleeps can rest easy knowing their pets can be protected when it comes to accidents and illnesses. Get a free pet insurance quote today.

The 5 Most Popular Dog Breeds In New York

New York State has over 19 million residents. With so many humans, it’s not surprising that New York is also home to many of man’s best friends. That said, there are a few breeds that are more popular across the state than others. Some of New York’s most popular dog breeds include:

  1. Mixed-Breed: Many New Yorkers appreciate the diverse personalities and individuality that mutts bring to their households, reflecting the city's vibrant and eclectic culture. Adopting a mixed-breed dog from local shelters also aligns with the state's commitment to animal welfare and promoting adoption over purchasing from breeders.
  2. French Bulldog: Frenchies are loving companion dogs with playful personalities. Their adaptability to city living and affectionate nature make them cherished companions in countless households across New York State.
  3. Labrador Retriever: Labrador Retrievers are immensely popular in New York State, known for their friendly demeanor and versatile abilities. Renowned as excellent family pets and skilled working dogs, Labs thrive in the diverse environments of both rural and urban areas throughout the state.
  4. Goldendoodle: Goldendoodles are loving mixed breed dogs that come from Poodle and Golden Retriever parents. They’ve gained popularity in New York State for their charming personalities and hypoallergenic qualities.
  5. Shih Tzu: The Shih Tzu is an active and friendly breed, and while they still bark to alert that someone or something new is coming into their environment, they warm up quickly. They also adapt well in pretty much any kind of space—from small apartments to spacious homes.

From mutts to pedigrees, every dog brings its own special charm and companionship to homes all over the Empire State, making life richer for pet parents and contributing to the colorful fabric of New York's pet-loving community.

*Number of veterinarians in NY is based on internal data as of 2/1/24.

The information presented in this article is for educational and informational purposes only and does not constitute or substitute for the advice of your veterinarian.

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