Welcome listeners of No Filter with Zack Peter

Our pets deserve the best care, and ASPCA® Pet Health Insurance can help.

Have more than one pet? Save 10% on each additional pet you enroll. Your discount will be automatically applied at checkout.

Get started with a quote today!

Pet Type

what’s covered

ASPCA® Pet Health Insurance plans can help cover the eligible exam fees and costs of diagnostics and treatments for:

how does it work?

Start a Quote

customizable coverage

You control your annual deductible, annual limit and reimbursement percentage selections, for a plan designed to fit your pets needs.

  • Annual Deductible

    This is the amount you must satisfy for covered veterinary expenses before you can start being reimbursed. Your deductible is annual, you only have to meet it once per year, regardless of how many claims you submit.

    You choose a deductible of $100, $250, or $500.

  • Annual Limit

    The total amount you can be reimbursed for covered conditions annually over a 12-month policy period.

    You choose from a wide variety of options including: $2,500, $4,000, $7,000, $10,000, and more!

  • Reimbursement Percentage

    This is the total amount you can be reimbursed annually over a 12-month policy period.

    You choose a reimbursement percentage of 70%, 80%, or 90%.

Start a Quote

Looking for more insight on the ASPCA® Pet Health Insurance program?

Check out our reviews on Trustpilot.

Verified order

ASPCA Pet Health Insurance is excellent

ASPCA Pet Health Insurance was timely about my claim when my dog injured her back. It helped so much to have an easy claim submittal and a quick financial reimbursement turn around when I had such a large unexpected expense.

Read more reviews here or get a quote.

pet insurance myths

There are a lot of myths floating around about pet insurance. These are the ones we hear most often:

  • “The coverage isn’t worth the price.”

    Like all pet insurance providers, our plans have some exclusions. You might be surprised by how much you can have covered. And, because our plans are customizable, you can find the coverage that is right for your pet and your budget.

  • “Saving up for vet care is a smarter option.”

    It’s always smart to save, but having pet insurance, in addition to savings, is even smarter. One condition can lead to a vet bill totaling hundreds to thousands of dollars. Rebuilding your savings could take a long time, where the annual limit for a pet insurance plan resets every year.

  • “My pet already has a health condition, so they’re likely ineligible for coverage.”

    Even if your pet has a condition that’s considered pre-existing, they can still be covered for new conditions and accidents that occur.

  • “I probably can’t use it for most veterinary clinics.”

    Unlike providers for human health insurance, we don’t restrict you to a network. With coverage, you can be reimbursed for care provided by any licensed veterinarian, specialist, or emergency clinic in the U.S. or Canada.

a border collie playing in the yard