We’ve got lots of information to help you as you research pet insurance for your four-legged family member. Here you’ll find some interesting statistics about pet insurance and the costs of veterinary care. You can also learn about ways to customize your plan to get the best fit both in coverage and price. We’ll also help dispel some common myths about pet insurance.
Did you know that veterinary care is one of the highest pet care expenses? Part of the reason it can be so expensive is that there have been so many advancements in veterinary medicine over recent years. This is great news for our pets who can benefit from life-saving treatments. Unfortunately, these treatments can come with high price tags for pet parents. That’s where pet insurance can help. It gives you the financial cushion you need to give your pet the highest quality care possible.
Another interesting fact is just how many pets are insured in North America. Here’s a hint: it’s more than six digits! Pet insurance is becoming increasingly popular as pet parents learn how much it can help them when it comes to caring for their pets. Some of these pet parents may have decided to cover their pets after facing an expensive veterinary bill on their own. Others may have realized that the comfort of knowing their pet would be covered if they got hurt or sick was well worth it.
Get more facts on vet care and pet insurance.
With Complete CoverageSM, you can customize your plan to make sure you’re getting the price you want and the coverage you need. It’s all about what’s more important to you. Do you want to maximize your coverage? Or are you more concerned about paying a lower premium?
For instance, you can select your annual coverage limit, which is the total amount you can get reimbursed over a 12-month plan period. We have options starting at $5,000 all the way up to unlimited. A higher limit will give you more financial cushion, while a lower limit will bring down the cost of your premium.
You can also customize your plan by selecting from our three annual deductible choices: $100, $250, or $500. A deductible is the amount you need to satisfy before you can start getting reimbursed. If you pick a higher deductible, you’ll pay a lower premium. Just keep in mind that you’ll need to satisfy a higher amount before reimbursement begins.
In addition, you can choose your reimbursement percentage. We offer 90%, 80%, and 70% options. If you go with a higher percentage, you can get more back on your covered claims. By picking a lower percentage, you will get less money back, but you’ll pay a lower premium.
Learn more about these customization options and other ways to get a purr-fect fit with your plan.
One of the most common myths about pet insurance is that it’s not worth the money. For many pet parents having the comfort of knowing their pet is covered if they get hurt or sick is well worth the cost of a monthly premium. This can be especially true if you’re the kind of pet parent who would pay any amount to help their pet get better.
Another common myth has to do with coverage. Some pet parents believe that pet insurance won’t cover what they need. But you may be surprised to learn just how much is covered by some plans. For instance, Complete CoverageSM covers accidents, illnesses, hereditary conditions, alternative therapies, behavioral conditions, and more. It also includes coverage for prescription food and supplements when they’re used to treat a covered condition (not for general maintenance or weight loss).
You may also hear that cats don’t need pet insurance. But even cats who stay indoors all of the time can get hurt. They might miss a jump from a high perch and fracture a paw or swallow a bit of string left on the floor and need surgery to remove it. Or they could nibble on the leaves of a toxic plant or ingest something poisonous like antifreeze, which has a sweet taste that cats lap up. Cats can also get sick with common ailments, such as upper respiratory tract infections (URIs), arthritis, diabetes, or hyperthyroidism. Pet insurance can help you cover the costs of your cat’s care in these situations.
Find out more about these and other pet insurance myths.
Looking for information on what pet insurance is and how it works? Check out our articles on the basics of pet insurance. They can help you answer questions about pet insurance and understand pet insurance terms, such as annual coverage limits and reimbursement percentages. They also have information on what’s covered, what’s not covered, preventive care coverage, and pre-existing conditions.