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Pet Insurance in Colorado

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A yellow Labrador Retriever walks on a mountain path with a backpack

Living in the beautiful state of Colorado means plenty of outdoor adventures for you and your pets. From hiking in the Rockies to exploring the vibrant city life in Denver, there's no shortage of activities to enjoy together. However, with these adventures come potential risks, including accidents and illnesses that can lead to costly veterinary bills. Having pet insurance in Colorado offers added peace of mind, knowing that your furry friend's health and happiness are safeguarded from accidents and illnesses.

Visit Any Licensed Veterinarian in Colorado

With an ASPCA® Pet Health Insurance plan, you have the freedom to visit any licensed veterinarian across the vast state of CO, as well as any veterinary clinic within the US and Canada.

From the snow-covered peaks of the Rocky Mountains to the serene shores of Lake Dillon, you decide where your pet receives top-notch care.

There are currently over 1200* licensed veterinarians in Colorado. Use our Vet Locator tool to find one that works for you!

The Cost of Pet Care in Colorado

From routine veterinary visits to unexpected emergencies, the cost of veterinary care in the Centennial State can add up quickly. The ASPCA® Pet Health Insurance program can help ease the financial burden by reimbursing up to 90% of covered conditions, so you can help ensure that your four-legged friend gets the top-notch veterinary care they deserve anywhere within the state.

Colorado Pet Insurance Quotes

Your cost is based on a few different things, including the age and breed of your pet and your zip code, as well as which plan you choose. Below are a few estimates to give you a better idea of what pet insurance might cost in Colorado.

Fetch your quote faster than you can say “Rocky Mountain Range”

How Much Does Pet Insurance In Colorado Cost for Dogs?

Species Breed Age Zip Estimated Premium
Dog Border Collie 10 weeks 80041 Starting at $27.95-$31.24
Dog Siberian Husky 2 years 80305 Starting at $30.40-$40.39
Dog Goldendoodle 5 years 81501 Starting at $20.53-$35.37

How Much Does Pet Insurance In Colorado Cost for Cats?

Species Breed Age Zip Estimated Premium
Cat Ragdoll 1 year 80525 Starting at $15.08-$19.50
Cat Scottish Fold 4 years 81611 Starting at $16.41-$36.36
Cat American Shorthair 6 years 80010 Starting at $15.08-$27.31

**Estimated premium quotes based on a $5,000 annual limit, 80% reimbursement rate, and $250 annual deductible, as of 3/1/23. Plan costs vary based on plan type, pet breed, age, and location. Take a look at a sample policy to see what’s covered.

Why Get Pet Insurance in Colorado?

Few places rival the breathtaking beauty of Colorado with its pristine lakes, majestic mountains, and abundant wildlife. However, the endless choice of outdoor adventures can increase the risks of certain dangers to your dogs and cats. Here are some common dangers faced by pets in the Centennial State:


Two species of rattlesnakes can be found in the CO wilderness: the prairie rattlesnake and the massasauga. Snakes could pique your pet’s interest, and result in a potentially deadly altercation. A rattlesnake bite requires immediate medical intervention, and the cost for treatment can fluctuate between several hundred to multiple thousands of dollars, depending on the severity.

Blue-Green Algae

Blue-green algae occurs when there is an excess of nutrients from sources like stormwater or agricultural run-off. Water containing toxic algae blooms will often have the appearance of a pea-green paint or appear as though there’s slime on the surface. Dogs and cats can develop poisoning when they drink from, or even simply swim in, contaminated water sources.


The Rocky Mountain tick, known for transmitting Colorado tick fever, is prevalent across the state. This illness can result in various symptoms in humans and pets, and in severe instances, it can cause damage to nerves and organs.

Don't let unexpected veterinary bills deter you from exploring the great outdoors with your pets. The ASPCA Pet Health Insurance program may be able to help cover the veterinary care required to keep your pets healthy and safe during their adventures in the Centennial State.

From Denver to Durango, help ensure your pet's health is protected across Colorado with the ASPCA® Pet Health Insurance program. Get a free pet insurance quote today.

Five of the Most Popular Dog Breeds in CO

Colorado, renowned for its stunning landscapes and outdoor lifestyle, boasts a vibrant dog-loving community. Here are some of the most popular dog breeds throughout the state.

  1. Mixed-Breed: Many Coloradans opt to adopt mixed-breed dogs from shelters and rescue organizations, aligning with the state's strong culture of promoting animal welfare and adoption.
  2. Labrador Retriever: Labs are one of the most beloved dog breeds in Colorado, known for their friendly demeanor, intelligence, and versatility. Their love for outdoor activities makes them perfect companions for hiking, camping, and exploring the scenic landscapes of the state.
  3. Golden Retriever: Golden Retrievers hold a special place in the hearts of many Coloradans, appreciated for their gentle nature, loyalty, and affectionate demeanor. These dogs thrive in Colorado's outdoor lifestyle, enjoying activities like hiking, swimming, and playing fetch in the state's picturesque settings.
  4. Goldendoodle: Goldendoodles are loving mixed breed dogs that come from Poodle and Golden Retriever parents. Intelligent and playful, Goldendoodles make a great companion for any Colorado family.
  5. German Shepherd: In Colorado's outdoor-centric culture, German Shepherds often accompany their owners on hikes, runs, and other adventures, thriving in the state's varied terrain and climate. Their steadfast companionship and adaptability make them cherished members of many households throughout Colorado.

From adventurous pups exploring the Rockies to friendly pooches enjoying Denver's urban parks and housecats soaking up the sun, having insurance can help ensure that your four-legged companions receive the best care possible!

*Number of veterinarians in CO is based on internal data as of 3/1/24.

The information presented in this article is for educational and informational purposes only and does not constitute or substitute for the advice of your veterinarian.


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