Pet Parent Resources | ASPCA® Pet Health Insurance
Skip navigation
ASPCA Pet Health Insurance
  • Free Quote
    • Our Plans
    • Dog Insurance
    • Cat Insurance
    • What's Covered
    • Compare Pet Insurance Plans
    • Behavioral Coverage
    • How Pet Insurance Works
    • Pet Insurance Basics
    • How Claims & Reimbursement Work
    • Common Questions
  • Why Us
    • Pet Parent Resources
    • Behavior Issues
  • Login
  • Underwriting
  • Policy Terms
  • About Us
  • Contact Us
  • Submit a Claim
    • Underwriting
    • Policy Terms
    • About Us
    • Contact Us
    • Submit a Claim
    • Login
ASPCA Pet Health Insurance
    • Our Plans
    • Dog Insurance
    • Cat Insurance
    • What's Covered
    • Compare Pet Insurance Plans
    • Behavioral Coverage
    • How Pet Insurance Works
    • Pet Insurance Basics
    • How Claims & Reimbursement Work
    • Common Questions
  • Why Us
    • Pet Parent Resources
    • Behavior Issues
  • Free Quote

 

Pet Insurance

  • ASPCA® Pet Health Insurance Plans
  • Benefits of Pet Insurance
  • Promote Pet Wellness
  • How to Submit a Claim
  • 5 Questions to Ask Providers
  • Get Your Free Quote
  • Compare Pet Health Insurance Plans

Clinic Resources

  • Digital Library (opens in new window)
  • Order Free Materials (opens in new window)
  • Continuing Education (opens in new window)
  • Lunch & Learn Request
  • Staff Discounts
  • Join the Vet Clinic Locator
  • Impacts of Pet Health Insurance: An Original Study (opens in new window)
  • Pet Owner Resource Center

About Us

  • Our Company
  • Meet the Vet Service Team
  • Meet our Veterinarians
  • Animal Poison Control Center (APCC)
  • Underwriting
  • Privacy Policy
  • Licensing (opens in new window)
  • Contact Us
  • Frequently Asked Questions (opens in new window)
  • Facebook
  • Twitter
  • Instagram
  • Pinterest
(opens in new window)

Notice to California Residents

Insurer Disclosure of Important Policy Provisions

Waiting Period Health Assessment

Waiting Period Health Assessment (Horses)

**Pre-existing conditions are not covered. Waiting periods, annual deductible, co-insurance, benefit limits and exclusions may apply. For all terms and conditions visit www.aspcapetinsurance.com/terms. Preventive Care coverage reimbursements are based on a schedule. Complete Coverage℠ reimbursements are based on the invoice. Products, schedules, and rates may vary and are subject to change. Discounts may vary and are subject to change. More information available at checkout. Premiums are based on and may increase or decrease due to the age of your pet, the species or breed of your pet, and your home address.

Insurance products are underwritten by either Independence American Insurance Company (NAIC #26581. A Delaware insurance company located at 11333 N. Scottsdale Rd, Ste. 160, Scottsdale, AZ 85254), or United States Fire Insurance Company (NAIC #21113. Morristown, NJ). Please refer to your policy forms to determine the underwriter for your policy. Insurance is produced by PTZ Insurance Agency, Ltd. (NPN: 5328528. Domiciled in Illinois with offices at 1208 Massillon Road, Suite G200, Akron, Ohio 44306). (California residents only: PTZ Insurance Agency, Ltd., d.b.a PIA Insurance Agency, Ltd. CA license #0E36937).

The ASPCA® is not an insurer and is not engaged in the business of insurance. Through a licensing agreement, the ASPCA receives a royalty fee that is in exchange for use of the ASPCA’s marks and is not a charitable contribution.

© Copyright 2025, PTZ Insurance Agency, Ltd. ASPCA Logo, © Copyright 2025, ASPCA. All Rights Reserved