Compare Pet Insurance Plans and Rates
Compare Pet Health Insurance
Pet insurance can help you take great care of your pet but choosing the right provider can be confusing. There are plenty of options available these days with important differences to consider as you shop around.
For instance, some providers like us have lots of experience offering pet insurance plans, while others are pretty new to the market. Providers may also cover things that others don’t, such as veterinary exam fees, behavioral conditions, or prescription foods.
We’ve put together a helpful pet insurance comparison chart for each of the providers below. Select a provider to compare them side-by-side with ASPCA® Pet Health Insurance plans.
Tips to Compare Pet Insurance
Of course, only you can decide which pet insurance provider is right for you and your four-legged family member. But these tips can help you make a confident decision.
What’s Important to You?
As you compare pet insurance providers, keep the coverage features that are important to you in mind. For example, not all providers cover alternative therapies, like hydrotherapy, chiropractic treatments, and low-laser therapy. If this is something you may want to pursue to help your pet recover from an injury or illness, you should make sure it’s covered by the provider and plan you choose.
Look at the Big Picture
Remember to take a step back and look at the full picture when you’re comparing providers and plans. It can be easy to get focused on just one or two things, like exclusions or cost. For instance, it may be tempting to pick the provider with the lowest premium. However, you may find that they don’t cover as much of your pet’s care as you would like. It’s smart to balance cost and coverage when you make your decision. Look for a plan that fits your budget but still gives you the financial cushion you need when you need it.
Read the Fine Print
A provider may offer the types of coverage you want for your pet, but you should make sure you understand exactly how it works. There may be limits or exclusions that could have a big impact on your reimbursements. For example, some providers cover prescription food, but only for certain conditions or up to a limited amount of time. It would be disappointing to think you had this coverage and then discover that it runs out after a few weeks.
How Do ASPCA Pet Health Insurance Plans Compare?
We offer a lot of advantages, which you can see for yourself in the pet insurance comparison charts. Just select a logo above to explore them. Some of the highlights include our experience. We’ve been helping pet parents care for their pets since 1997.
We’re also always looking for ways to meet the needs of our customers with features like direct deposit and our My Pet Insurance app. Our app lets you submit claims easily even before you leave the veterinary office. In addition, you can use it to track your claims, pay your bills, review your coverage details, and find nearby veterinarians.
Plus, we offer robust coverage that includes everything you’d expect and then some. Complete CoverageSM covers accidents, illnesses, hereditary conditions, alternative therapies, behavioral conditions—and the list goes on. You can customize your plan by choosing your annual deductible, annual limit, and reimbursement percentage to fit your budget and coverage needs.