ASPCA Pet Health Insurance vs. Banfield Optimum Wellness
Wellness plans from Banfield are not the same as pet insurance plans. With Banfield’s plans, you are essentially pre-paying for the wellness services that your pet would receive at Banfield’s veterinary clinics. It does not cover any treatments for injuries or illnesses beyond an office visit and limited discounts on some services.
Pet insurance, on the other hand, does cover injuries and illnesses, plus hereditary conditions, alternative therapies, behavioral issues, dental care and wellness services.
With ASPCA Pet Health Insurance, you also are free to visit any licensed veterinarian in the US or Canada, including emergency clinics and specialists. You’re not limited to one provider.
|Example Monthly Cost||$42.54*||$26.95 - $40.95 plus $39.95 enrollment fee**|
|No Enrollment Fee||Yes||No|
|Freedom to Visit Any Veterinarian or Specialist||Yes||No|
|Coverage for Injuries||Yes||No|
|Coverage for Illnesses||Yes||No|
|Free Cancellation Anytime||Yes||No|