ASPCA Pet Health Insurance vs. PetFirst
PetFirst offers optional coverage for prescription food to treat covered conditions, though this coverage applies to 25% of the cost of food, up to $250 annually.
With ASPCA Pet Health Insurance Complete CoverageSM, prescription food and supplements are covered up to your full annual benefit amounts, with no separate reimbursement allowances or limits, when the prescription food or supplements are treating a covered condition.
|Reimbursement||Choice of 90%, 80% or
70% of covered vet costs
|Choice of 90%, 80% or
70% of covered vet costs
|Type of Deductible||Annual||Incident|
|Unlimited Plan Available||Yes||No|
|Illness Waiting Period||14 Days||14 Days|
|Accident Waiting Period||14 Days||None|
|Preventive Care||Optional add-on||Optional add-on|
|Lab Tests, X-rays, Hospitalization, Surgery, Diagnostics, etc.||Yes||Yes|
|Hereditary and Congenital Conditions||Yes||Yes|
|Stem Cell Treatments||Yes||Yes|
|Prescription Food & Supplements
To treat a covered condition (not for general maintenance or weight management)
|Yes||Optional add-on; covers 25% of cost, up to $250 annually|
|No Vaccination Requirements for Coverage of Certain Conditions||Yes||Yes|
|Multiple Pet Discount||10% for each additional pet||5% for second pet and 10% for third and subsequent|
|Age Limits for Illness Coverage Enrollment
This is the age at which illness coverage is no longer available for new enrollments. Typically, a pet’s plan won’t be cancelled because of age.
|All Pets Eligible, Regardless of Health||Yes||Yes|
|Accident-Only Plan Available for All Pets||Yes||Yes|
|Money Back Guarantee||30 Days||14 Days|
|Experience||The agency that provides ASPCA Pet Health Insurance was founded in 1997.||PetFirst was founded in 2004.|
|Better Business Bureau Rating||A+||A+|
Comparison information is provided using publicly available information as of 12/1/2018 and is only meant to summarize program features, not a specific plan. Review the provider’s plan terms for more details. The description of the providers’ plans are not provided by that company. If you have questions about other plans, please contact an agent of that company. It is our intention to provide fair and accurate comparison information. We attempt to keep information up to date but it may change from time to time. If you are aware of any inaccuracies or changes in the information provided, let us know by emailing firstname.lastname@example.org or mailing Marketing Department 1208 Massillon Road, Suite G 200, Akron OH 44306.